Business and Money Tips

People generally want to change their mobile number, they also can afford the fee of just $949, which is much lower than a brand new phone that easily costs $1.5K to $2.5K (and only last 2 years).  There are 5 main concerns and today let's address them: 1. Afraid Will Lose All Data and Contacts in the Old Number Solution: Your data is never with your mobile number or SIM.   As for your contacts, you can always retain your old number for a period, say 3 months, and do a call forwarding.  People that call your old number you can still see and receive, and you can inform them of your new number 2. Too Emotionally Attached to the Old Number Solution: This is like people too emotionally attached to the old shophouse or kampong and refused to move to new HDB flats in the 1960s and 1970s.  But we are now in 2021, why still attached to something that has been gone long ago and no longer serves us?   Anyway, if you like your old number so much, you can always keep it, just for mobile data u

Yes, remote selling is now a must, even you are selling to people just across the street, for we cannot meet people. Even after the lockdown period, people are still cautious. Who wants to risk falling sick just to meet a salesperson? That's why they say we cannot go back to the good old days of selling meeting people physically. This is the world's first and only Zoom Training on Remote Selling. All the sales training in the world caters to face-to-face selling. In remote selling, you don't meet people physically at all. You communicate with them via email, text messages, group chats, video conference, FB messages, FB Live, Tik Tok comments, LinkedIn messages and just mere voice calls. We know that remote selling has advantages over physical face-to-face selling. You can now reach out to the world with  no time and distance restrictions . With technology, you can have  one-to-many selling without getting more salespeople . But remote selling is different in many ways. And

Course: Business Turnaround Date: 21 May 2020 Thursday 2 to 5 pm Venue: Online at Zoom.  Details to be given when you register Fee: $68 (no GST) Limit to 10 people for quality coaching purpose.  Register at  https://www.eventbrite.hk/e/business-turnaround-new-zoom-course-tickets-105333960712 Yes, people are predicting that as much as 29% of businesses are closing down or plan to close down as they cannot withstand 3 months of zero or very low income due to the COVID-19 Pandemic. When your business is down on the slippery road, do you let it fall or do you try your best to turn it around? Is bankruptcy the only option?  Do you give up or give it your all? This course BUSINESS TURNAROUND, taken from our multi-day MBA-like courses for companies (called  Corporate Turnaround )is now available to you at a fraction of its cost. Enrol for this course and you can not just save your business, but also save thousands of jobs and people from misery. Power-packed contents not covered elsewhere: Th

From a research report in 2013, the 10 jobs that will definitely disappear in 10 years time incude: Drivers of goods vehicles Drivers of passengers Pilots, as 88% of air traffic accidents are due to human error Cashiers at shops Translators Teachers of foreign language Models of clothing Judges of competitions (not legal courts) Office workers, including secretaries Doctors Investigators Those that cannot disappear: Primary school teachers Creative designers Songwriters Singers Actors Programmers Policemen Firemen

Think of all the good things that your office brings you: a sense of community, instant hands-on, going lunches together, exchange gossip or information about work or anything, plus sharing of tidbits and goodies.  Now they are all gone. We know that sooner or later the lockdown will be lifted.  But until the new daily COVID-19 cases are zero consecutively for at least a week, we cannot go back to the old days.  All offices must practise the following: 1. Social distance , that means you cannot get close to your colleagues or customers for whatever reason, there must be at least a 1-metre gap in between 2. Barriers in between workplaces so that no 2 persons can get close accidentally 3. All meetings beyond one person are to be disallowed.  That means you cannot do product launches, seminars, talks or training that make people sit together.  All meetings must be virtual 4. Al after-work entertainment eg go to bars, karaoke will become difficult or impossible.  Reason: everyon

People often want to get results in the fastest way, and they asked me what types of people should they bring to our Mobile Number Profiling Zoom talks.  They are: 1. People that Are Not on Fixed Salary, or people on fixed salary but now their job is at jeopardy . These people do not have a regular income, and COVID-19 simply made their little irregular income vanished overnight.  So they are hungry and want to seek a part-time or even full-time income from a platform that is not affected by COVID-19.   We know we are in the business of helping people reduce uncertainties, and in such uncertain times, the demand for our services naturally increases. You can verify this fact with Teacher Li or talk to Stella Ouyong, our staff.  2. People that are already very much into Chinese things including Fengshui, Bazi, Yijing etc.  For these people, mobile number profiling using Yijing principles is very in tune with their interests and they will sign up immediately. 3. People that trust

Yes, we know that there are many difficulties to overcome when you use WeChat outside China.  Many people from China could not understand this, and they often find it difficult to use WeChat with us. This chapter looks at all of the difficulties and the solutions: 1.   People outside China, especially Singapore, use WeChat very infrequently .   Most use it at most once or twice a week, and many don’t even use it for months. We know that if you don’t use WeChat for more than 3 months, your account will be blocked and many people don’t know how to unblock it.   Besides, friend requests in WeChat has a 3-days validity, so infrequent usage makes it difficult to increase your friends 2.   Bias against China and anything from China .   Because of years of influence by the Western media, especially Facebook, Google and the media, many people I know view anything from China with a negative bias.   If the things from China are good (eg phones very lasting), they will say it is because they

(This is covered in lecture 22 of our course Financial Intelligence) The time value of money -- the idea that money received in the present is more valuable than the same sum in the future because of its potential to be invested and earn interest -- is one of the founding principles of Western finance. Let's say you lent your friend $2000. Would you rather he repaid you today, or tomorrow? The logical choice would be today, because you'll be able to use your money, and potential gains that come with it, sooner. What Is the Time Value of Money? Money is worth more more in the present than in the future because there's an  opportunity cost  to waiting for it. In addition to your loss of use if you don't get your hands on it right away, there's also  inflation  gradually eroding its value and purchasing power. If you're going to part with your money for any period of time, you probably expect a larger sum returned to you than you started

Financial Engineering Top 20 + 5 Ways to Cut Cost without Cutting Pay or Chopping Heads: (detailed video at here ) 1. Issue Shares instead of Borrow   (If borrow, get an interest-free loan from shareholders and directors, convert the loan to preference shares. Issue derivatives) 2. Rent premise/asset with an option to buy (ask for lower rental plus lower price) 3. Re-look at your Balance Sheet – are they really assets? (Assets must have cash inflow and will increase in value) 4. Move operations or HQ to places with lower or zero taxes eg the Cayman Islands 5. Profit Sharing instead of Bonus for staff 6.  Use OPM other than creditors 7. Hedge your purchase cost 8. Use online more 9. Split your company into many to take advantage of zero or lower tax 10. Change accounting policy to be more in-line with industry (e.g. lengthen depreciation years, capitalize IP, amortize R & D) 11. Sale and lease-back premise/asset (rental is tax-deductible, lease payments are

Your WeChat ID (Identity) is unique to you. It is NOT your WeChat name, nor is it your WeChat password or your WeChat alias. Your WeChat ID is independent of the mobile number that you link to your WeChat account. It also has nothing to do with the email or QQ account that you linked it to. In China, your WeChat ID contains much information and is used in replacement of your Identity Card in many cities including Shenzhen. When you first open your WeChat account, t he company will assign you a computer code ID. You can easily change this computer to an ID that is easy for people to identify you and also easy for you to remember. For example, my WeChat ID is ‘AndyNgCoach’. What is yours? Your WeChat ID can only be changed once Some people, for various reasons, want to change their WeChat ID for a second time. This is not possible. If you really want to change your WeChat ID, you have no choice but to delete your existing WeChat account. Steps to delete your WeChat acco

Yinyang Digital Energetics Masterclass 阴阳数字能量学 两天速习班 (40th Run on 28 and 29 May 2022 10.13 am to 6.31 pm) Venue: Online at Zoom and also Offline at 149 Rochor Rd 02-25, S 188425 Fee: S$688 or RM 1949 (usual fee is $1,688) Register with Andy Ng at +6593672286 Based on the 5,000-years history of Yijing, Digital Energetics is now the hottest topic in town. You've heard of birth-date profiling, now you can read a person like a book with just his mobile number. Trainers: Ms Li Cheng Wei (China) in MANDARIN AND ENGLISH wit h  English slides too Power-packed contents not covered elsewhere: Power of energy: a live demonstration Yin and Yang concepts in Yijing 5 Elements of Water, Wood, Fire, Metal & Soil and the 64 Diagrams How each digit represents the 5 elements Ways each digit works with other digits to create harmony or disruption What is Yinjng and Yinyang role in numbers The importance of numbers in our life and why your mobile number affects you the mos