Business and Money Tips

* Take advantage of 2016 $500 Training Credit now, not 2016 at here * After reading the world's analysis, these are my 7 predictions for 2015 (as written on 21 Feb 2015): Low Interest rates in USA will not only not rise (as promised by Yellen), but remain the same or even decline.  The recent rise in the US Dollar will be reversed by the second half of the year If you think that the market is awash with liquidity, there will be even more hot money floating around.  This is because Europe and other nations like Canada, Japan, China and Australia are now embarking on ' Quantum Easing ', or printing of money into their economies Financial crisis will not materialize, instead there could be an Energy Crisis and Commodity Crisis . This means that everything will become cheaper due to the persistent low oil prices.  (note: I predict oil price will be below US$60 a barrel for most of 2015) Slow economic growth (less than 2%) will be the norm, and 1% to 1% growth is con

Questions are the answers, and smart people don't ask smart questions but empowering questions, questions that give you more power.  Does 2015 need to be better than 2014.  If so, do you have the plans to make it happen?   Do you commit to doing those things, some of which you find uncomfortable, which will bring you results for 2015? Are you working on strategic opportunities, or are you still looking out for transactional opportunities? Is your boss going to help you get what you want?  Can you ask your boss for more?  If you are the boss, is your team helping you to achieve your goals?  Can you get better team and ask for more results from them? Are you resolved to only spend your valuable time and resources with truly good opportunities for improvement ? Will you listen more to your customers, your boss, your colleagues, your vendors and people that will help you in your work?  Will you engage them with questions , rather than try to prove your capabilities with y