Business and Money Tips

Find out how to receive and pay people in Singapore using FREE PayNow mobile app at here We all know that to be financially wealthy, we need to have cash flow and increase in the value of the things we possess. For example, if you are living in your house that brings you rental income (from one of the rooms) and your house’s value is much higher than what you paid for it, you are considered financially wealthy. But to have cash flow, you need to spend less than what you earn and get passive income (i.e. income earned when you are not working, like dividends from shares). Other than spending less than you earn, why not save money on your spendings?  When you save money on your spendings, you are indirectly earning money on your spendings. This may sound impossible, but there are 7 ways you can do that: 1.  Use Your Phone and Save with Apps  There are many apps for your phone, where you save simply by shopping and scanning your receipts. Apps like  Saivian , Walmart’s  Savi