Business and Money Tips

According to the wisdom of the I Ching , life constantly moves through a cycle: 吉 → 吝 → 凶 → 悔 → 吉 Success  → Regret  → Failure  → Repentance  → Success Success and failure are not permanent. They transform into each other. What determines our long-term success is how we behave at each stage . This is where Love Intelligence becomes the compass. Stage 1 — 吉 (Success) Risk: Ego and complacency When things go well, people may become  arrogant, careless and disconnected from others Love Intelligence Response:  Stay humble. Stay grateful. Share credit. LQ principle: Success should deepen relationships, not inflate ego. Stage 2 — 吝 (Regret, Warning Signs) Risk: Ignoring small problems At this stage, warning signals appear:  tension in relationships, small mistakes,  declining trust Love Intelligence Response:  Listen. Accept feedback. Adjust early. LQ principle: Love notices disharmony ear...

每个人都可以“变现”自己的声音 很多人以为，只有成为 演说家、培训师或教练 ，才能靠声音赚钱。 其实不是。 每个人都可以变现自己的声音。 关键不在于你的职业，而在于 你怎么说话 。 第一，说有价值的话。 只要你的话能解决问题，就有价值。 例如家庭主妇或家政人员，如果提出一个节省水电费的方法，就已经在创造价值。 第二，被问才说。 很多人因为太爱给意见而让人反感。 没有被请教就不断给建议，别人很容易讨厌你的声音。 当别人不喜欢听你说话，你的声音就没有价值了。 第三，说出你的想法。 每个人都有一个强大的潜意识，里面充满想法和洞见。 今天，通过科技，你可以把这些想法变成文章、视频或课程。 例如，我现在直接对着 ChatGPT 说话，就可以整理成文章。 第四，也是最重要的——用爱说话。 在爱的智慧（Love Intelligence）里，说话有三个原则： 关怀（Care） ：让别人感受到你的真心 勇气（Courage） ：敢说正确的话 连接（Connection） ：让人感觉被理解 当你的声音带着 关怀、勇气和连接 ， 人们不仅听见你，更会 信任你 。 而在今天这个时代， 信任，就是最值钱的声音。

We are living in a time when machines are becoming smarter every day. AI can now write articles, analyze markets, diagnose diseases, and even generate strategies faster than most humans. So the question is no longer: “Can AI do the work?” The real question is: “What will make humans still valuable?” Many people think the answer is skills . Others think it is knowledge . But after studying and teaching the wisdom of Yijing for many years, I realized something deeper. What ultimately determines success is not just intelligence. It is energy. Two people can have the same skills, the same knowledge, even the same opportunities. But the one with higher energy, clarity, and alignment with change will always move further. In the language of Chinese wisdom, this energy is called 气 — Qi . And the Yijing teaches us how to cultivate it. Let me share a simple story. Years ago I met two business leaders. Both were highly educated. Both had strong technical expertise....

Sun Tzu Art of War 4 Wisdom:  1. Poverty comes from yielding blindly or constantly clashing. In The Art of War , the principle is clear: Those who do not understand when to advance and when to retreat will fail. Some people struggle in life not because they lack effort, but because they lack strategy. If a person always yields without principles, they lose respect and opportunities. If a person constantly clashes and argues, they create unnecessary enemies. 2. Blessings come from patience and yielding. Sun Tzu teaches that the best commanders do not act out of anger. Great people are not those who are the most aggressive, but those who have the greatest self-control. Patience is emotional discipline. Yielding is a sign of a large heart. 3. Wealth comes from planning and thinking. Sun Tzu said: The victorious army wins first and then goes to battle. People who become truly successful are rarely the busiest people. They are the ones who think the most. Planning means ...

The wisdom of chopsticks is deeper than most people realise.  What looks like a simple eating tool actually reflects thousands of years of Chinese thinking about harmony, balance, and intelligent action. 1. Why only one stick moves When using chopsticks, the bottom stick stays still while the top stick moves. This reflects a profound principle: stability plus flexibility. One hand must provide a stable base. The other must adapt and move. Without the stable stick, the moving stick becomes useless. In life, the same rule applies. You must have one part of yourself that does not move: your values, principles, character. Then another part that moves intelligently: your strategies, methods, and responses. Confucian virtue is the stable stick. Sun Tzu strategy is the moving stick. Yijing change is the movement between them. If both sticks move wildly, nothing can be picked up. Many people today fail not because they lack effort, but because everything in their life is moving: values, op...

At first glance, chopsticks look like a simple eating tool. But if you look deeper, they quietly illustrate Love Intelligence (LQ) — how humans create harmony, cooperation, and respect in relationships. Here are several ways chopsticks reflect Love Intelligence. 1. Two sticks must work together One chopstick alone is useless. Two chopsticks working together can pick up even the smallest grain. Love Intelligence begins with the same principle: cooperation instead of domination. In many relationships, people try to “win.” They try to control, overpower, or insist on being right. Chopsticks show a different wisdom. Neither stick dominates. They coordinate. When two people coordinate, whether in marriage, leadership, or teamwork, results appear naturally. That is Love Intelligence at work. 2. One stick is stable, the other moves In chopsticks, the bottom stick stays still. The top stick moves. This mirrors a powerful relational principle. In any healthy relationship: One part must provide ...

做事，其实有三点最重要：方向、定位、行动。 很多人很努力，却没有结果，往往不是因为不够努力，而是这三点出了问题。 第一是方向。 方向错了，越努力离目标越远。很多人拼命工作、拼命赚钱，却发现自己越来越疲惫，甚至失去了生活的意义。方向决定了你的人生是走向成长，还是走向消耗。 第二是定位。 你是谁？你真正的价值在哪里？ 如果一个人不了解自己的位置，就很容易被环境牵着走，今天追AI，明天追风口，最后却没有真正的核心能力。 第三是行动。 没有行动，再好的方向和定位都只是想法。真正改变人生的，是持续而正确的行动。 这三点，其实和**爱的智慧（Love Intelligence）**高度相关。 关爱（Care）给我们正确的方向。 当你的出发点是关爱，而不是自私或恐惧，你的方向通常不会错。 勇气（Courage）让我们敢于做出行动。 很多人知道该做什么，却没有勇气迈出第一步。 连接（Connection）帮助我们找到正确的定位。 通过与他人、与社会、与更大的使命连接，我们才真正知道自己在哪里、要往哪里去。 所以，真正的成功，并不是盲目的努力，而是： 用关爱找到方向， 用连接找到定位， 用勇气付诸行动。 这就是爱的智慧的力量。

Many people can quote a famous line from Lao Zi's Dao De Ching: “Wu Wei Er Wu Bu Wei.” (Do nothing, yet nothing is left undone.) But many misunderstand it. They think Laozi is telling us to do nothing. If that were true, people would simply starve. That is not what Laozi meant. What he meant is simple: Do not act against the natural laws of things. There is a famous Chinese story called “Pulling Up the Seedlings to Help Them Grow.” A farmer thought his crops were growing too slowly. So he went into the field and pulled each seedling slightly upward. The next day, all the plants were dead. The problem was not that the farmer did nothing. The problem was that he interfered with the natural rhythm of growth. Our careers, relationships, and personal growth work the same way. Laozi also said: “Those who force things will fail. Those who grasp tightly will lose.” The more we try to control everything, the more things fall apart. True wisdom is not about controlling the world. It is about...

很多人都背过《道德经》的一句话： “无为而无不为。” 很多人误会，以为老子在讲什么都不要做。 如果真是什么都不做，人早就饿死了。 老子的意思其实很简单： 不要违背规律去强行做事。 中国有个故事叫拔苗助长。 农夫嫌禾苗长得慢，就把每棵苗往上拔一点。 第二天，全死了。 问题不是农夫不努力， 而是他违背了生长的规律。 人的事业、关系、成长，其实也是一样。 《道德经》还说： “为者败之，执者失之。” 越想控制一切，越容易失败。 越想抓住一切，反而越容易失去。 所以真正的智慧，不是拼命控制世界， 而是理解规律，顺势而为。 这也是我说的 爱的智慧（Love Intelligence, LQ）。 爱的智慧不是软弱， 而是一种更高级的力量： 不用强迫去推动人， 而是用理解去激发人。 不用控制去维持关系， 而是用真诚去滋养关系。 当你不再用蛮力去拧世界， 世界反而开始为你打开。 这就是老子的智慧， 也是AI时代人类最不可替代的能力：爱的智慧。

How to Be Human Not Humanoid AI will make machines more intelligent. The real question is: will humans become more human? Across many organisations today, I hear three concerns again and again: • “Will AI replace my job?” • “How do I stay relevant?” • “Why does work feel increasingly mechanical?” Technology is advancing rapidly. Machines can already analyse data, write reports, and automate many decisions. But leadership today is not becoming easier. In fact, it is becoming more human. The real advantage in the AI era will not be IQ or technical skill alone. It will be human judgment, trust, courage and the ability to lead people through uncertainty. This insight led me to develop a new leadership program: How to Be Human, Not Humanoid in the AI Era The program explores how leaders can strengthen what machines cannot replicate: • Love Intelligence (LQ): building trust, courage and connection • Strategic thinking inspired by Yijing • Influence and conflict management from Sun Tzu’s Art ...

The Maths of LQ: How a Finance Manager Boosted Profits Most people think profits come from numbers. A Love Intelligent leader knows profits come from people . Let me show you the maths of Love Intelligence (LQ). A Finance Manager in a mid-sized company was under pressure. Sales were flat. Costs were rising. The CEO wanted higher profits. The typical reaction would be simple: Cut costs. Reduce staff. Push sales harder. But this Finance Manager tried something different. He applied Love Intelligence. First, he started listening to the operations team instead of blaming them for inefficiency. They revealed small problems in procurement that management had ignored for years. Second, he treated suppliers as partners instead of squeezing them for the lowest price. One supplier then suggested a packaging change that reduced logistics cost by 12%. Third, he encouraged the finance team to work with sales instead of policing them. The team discovered certain customers were h...

Love Like Crazy: The Daily Habit of a Love Intelligent Person Most people think love is a feeling. A Love Intelligent person knows it is a daily practice . Not romance. Not attraction. Not occasional kindness. But a deliberate way of living. A Love Intelligent person loves like crazy every single day. They care about people even when it is inconvenient. They listen even when they are busy. They choose patience when others react with anger. In meetings, they give credit instead of grabbing it. In families, they speak words that heal instead of words that win. In business, they build trust before chasing profit. To some people, this behaviour looks naive. But in reality, it is one of the most powerful strategies in life . Because love multiplies trust. Trust multiplies cooperation. Cooperation multiplies results. Over time, people naturally want to work with you, support you, and open doors for you. This is why Love Intelligence is not soft. It is strategic humanity...

Monetize Your Voice — Even If You Are Not a Speaker Most people believe that the only way to monetize your voice is to become a speaker, trainer, or coach . That is not true. In reality, everyone already has a monetizable voice. The difference is not your profession. The difference is how you speak. Here are four simple ways anyone can monetize their voice. 1. Speak to Add Value Your voice becomes valuable the moment it solves problems or improves situations. A housewife can do it. A domestic helper can do it. Imagine a helper saying: “Madam, if we run the washing machine only when it is full, we can save electricity.” That single sentence saves money. When your voice creates value , people begin to trust and respect it. And trusted voices are always valuable. 2. Speak When You Are Asked Many people destroy the value of their voice by talking too much . Unasked advice often feels like criticism. When people feel you are constantly telling them what to do, they begin ...