Business and Money Tips

Financial Engineering Top 20 + 5 Ways to Cut Cost without Cutting Pay or Chopping Heads: (detailed video at here ) 1. Issue Shares instead of Borrow   (If borrow, get an interest-free loan from shareholders and directors, convert the loan to preference shares. Issue derivatives) 2. Rent premise/asset with an option to buy (ask for lower rental plus lower price) 3. Re-look at your Balance Sheet – are they really assets? (Assets must have cash inflow and will increase in value) 4. Move operations or HQ to places with lower or zero taxes eg the Cayman Islands 5. Profit Sharing instead of Bonus for staff 6.  Use OPM other than creditors 7. Hedge your purchase cost 8. Use online more 9. Split your company into many to take advantage of zero or lower tax 10. Change accounting policy to be more in-line with industry (e.g. lengthen depreciation years, capitalize IP, amortize R & D) 11. Sale and lease-back premise/asset (rental is tax-deductible, lease payments are