Business and Money Tips

Today, everyone is learning prompting. There are courses. There are frameworks. There are even certificates for prompting. “Prompt engineer” has become a title. But let me tell you something very basic. It is not prompting. At the end of the day, it is thinking. With the right prompts, yes, you can get very good answers from AI. But where do those prompts come from? They come from your mind. If your thinking is shallow, your prompts will be shallow. If your thinking is confused, your prompts will be confused. If your thinking lacks direction, AI will only amplify that confusion. AI does not upgrade your mind. It magnifies it. The real skill in the AI era is not: - typing better instructions - memorising prompt formulas - copying templates The real skill is: - How you define a problem - How you see patterns - How you connect unrelated dots - How you spot hidden risks - How you sense opportunity before others Prompting is a surface skill. Thinking is a foundational capability. If thinkin...

🎓 National Junior College (1981) — The Day I Stopped Waiting In 1981, getting into National Junior College was one of my proudest achievements. But when I stepped into that campus, I was completely lost. No one guided me. No one briefed me. No one handed me a timetable. The teacher simply said: “If you want to know where your class is, go to the notice board and copy it yourself.” That sentence changed my life. That was my first real lesson in adulthood: No one owes you direction. If you want clarity, go and get it. Lesson 1: Initiative Is the Real Scholarship Many people think elite institutions give you advantage. They don’t. They give you responsibility. If you cannot manage yourself, you drown. That notice board was my first training in self-leadership. No grant. No shortcut. No spoon-feeding. Just initiative. Lesson 2: Growth Happens in Discomfort I was one of only two guys in a class of 18. I was shy. But I had no choice — I had to interact. And some of the girls were even shyer...

With tools from companies like ByteDance and Gemini generating cinematic videos in minutes, the question is real: If AI can write scripts, create explosions, simulate actors, and edit scenes,  what’s left for directors, writers, actors, stunt teams, and creators? Here’s the truth. AI replaces execution. It does not replace meaning. AI can generate drama. It cannot feel consequence. AI can predict audience trends. It cannot take moral responsibility. The creative industry is not dying. It is shifting from technical advantage to human depth advantage . In the AI era: Directors become meaning architects. Writers become truth guardians. Actors become carriers of real presence. Creators become trust leaders. And this is where Love Intelligence (LQ) becomes a survival skill. Care creates psychological safety on set. Courage allows bold storytelling. Connection builds trust capital that keeps teams and investors coming back. Anyone can generate content. ...

AI Is Getting Smarter. So Why Are Humans Feeling Smaller? AI can now: • write reports • analyse markets • generate strategies • automate execution In seconds. So here’s the uncomfortable question: If intelligence is becoming cheap, what makes YOU valuable? A few years ago, after decades of training and studying leadership, Sun Tzu, Yi Jing, and emotional intelligence, I realised something: The most successful leaders weren’t the smartest in the room. They were the most trusted. Clients returned. Teams stayed loyal. Opportunities flowed. Not because of IQ. But because of how people felt with them. That insight led me to develop Love Intelligence (LQ) — the ability to use Care, Courage, and Connection as a strategic advantage. In the AI era: Answers are abundant. Execution is automated. Information is everywhere. What is scarce? 👉 Judgment 👉 Trust 👉 Courage 👉 Human leadership Real wealth now flows to those who can: • build trust faster • decide...

5 Signs You’re Being Taken Over by AI (and Don’t Realise It) 1. You know AI makes mistakes — yet you still obey it Every AI page says clearly: “AI can be wrong. Verify important information.” Yet you make decisions, judgments, even life choices based on AI output, without much questioning, sensing, or validating. That’s not efficiency. That’s outsourcing thinking. 2. You can’t write 200 words without AI anymore Not because you lack time, but because your inner voice has gone quiet. AI has become your first move, not your assistant. When expression disappears, originality soon follows. 3. You’re constantly chasing the next new AI tool Gemini today. Another model tomorrow. You’re busy learning tools, not mastering thinking. When the tool excitement fades, there’s nothing solid underneath. 4. For two years, the only thing you’ve learned is AI No philosophy. No leadership. No psychology. No ethics. Just prompts, plugins, models, upgrades. Your skills expanded — but your dep...

How Love Intelligence Creates Real Wealth in the AI Era 爱的智慧，如何在 AI 时代创造真正的财富 (Bilingual Talk / 双语讲座) 📅 1 March 2026 (Sunday) | 3月1日（周日） 🕜 1.30 – 3.30 pm | 下午 1.30 – 3.30 📍 Union Book Co 友联书局 Bras Basah Complex 百胜楼 03-01 231 Bain St, Singapore 180231 🎤 Speaker / 讲师 Andy Ng 吴林朔 Author · Trainer · Founder of Love Intelligence (LQ) Why This Talk Matters | 为什么你不能错过这场讲座 - AI can be faster, cheaper, and tireless. - But real wealth has never belonged to machines — it belongs to people who understand human value, trust, and connection. This rare bilingual talk reveals: - What AI can replace — and what it never will - Why love, trust, and human connection are becoming the new currency of wealth - How LQ turns relationships into results, and value into money 《爱的智慧》《Love Intelligence》作者｜资深讲师 如果 AI 比你更快、更便宜、还不累， 那你真正不可被取代的价值在哪里？ 这不是励志讲座， 也不是科技讲座， 而是一场关于人在 AI 时代如何不被淘汰、反而更富有的关键对话。 🎟 Fee / 门票： $8 only Includes $8 Book Voucher（送全额购书券） ✔ FREE book autograph session ✔ FREE photos with the author 作者...

I. Meaning, Direction & Judgment Decide what problem is worth solving (AI solves problems; humans choose which ones matter.) Assign meaning to outcomes (AI optimizes metrics; humans define success.) Make value-laden trade-offs under moral ambiguity (No objective “right answer”.) Exercise judgment when data is incomplete or conflicting Know when not to act (Restraint is not an algorithm.) Bear responsibility for irreversible decisions Decide direction under existential uncertainty II. Human Trust & Credibility Accumulate trust through lived history (Track record beats pattern imitation.) Be morally accountable for harm Carry reputational risk Be trusted because of past sacrifice or consistency Stand behind a decision when consequences appear III. Curiosity & Question Ownership Originate deep, disruptive questions consistently (AI recombines; humans rupture frames.) Sustain curiosity over years without external reward ...

AI Is Replacing Jobs Faster Than You Think. What Will Protect Yours ? AI doesn’t take jobs. It replaces people who rely only on skills, logic, and speed . What AI cannot replace is human influence, trust, emotional leadership, and meaning . That is why the real wealth in the AI era is not technical skill — it is Love Intelligence (LQ) . How Love Intelligence Creates Wealth in the AI Era The One Human Capability That Ensures Your Survival 📅 7 February | 9.30 – 11.00 AM 🌐 Live Online via Zoom 🎟 Only $19.90 (Includes FREE $38 Love Intelligence Book) 🚨 Limited to 20 seats Why This Session Is Different This is not a motivational talk. This is not a tech tutorial. This is a practical human survival strategy for the AI age. While others teach: more tools more techniques more productivity hacks This session teaches you how to stay valuable when machines get smarter than humans . What You Will Experience (Not Just Learn) ✔ Your Personal LQ Score A 10-ques...

AI can give you answers in seconds. But let me ask you something honest. When was the last time an answer alone gave you clarity? Most leaders today are not short of answers. They are short of clear thinking under pressure. And pressure is exactly where AI doesn’t help as much as we hope. I work with leaders, managers, and professionals across different industries. Almost all tell me the same thing, quietly. “Andy, I have more data than ever. More dashboards. More AI summaries. But decisions feel heavier, riskier, and more exhausting.” They are not confused. They are overloaded. Emotion creeps in. Fear of making the wrong call. Fear of accountability. Fear of speed. That’s not an intelligence problem. That’s a thinking problem. In the AI age, thinking is no longer about getting answers. It is about: framing the right problem reading people and situations accurately knowing when to act — and when not to AI can assist. But judgment still sits on human shoulders. Over the years, I realise...

  Why Love Intelligence Matters in the Age of AI “What’s this got to do with me?” That is often the first reaction when people hear the word love in a business or leadership context. Love, after all, seems far removed from performance, productivity, or profit. Yet this question itself reveals a deeper misunderstanding of how results are actually created. For decades, we have been taught that success comes from intelligence, hard work, strategy, and now technology. In the age of artificial intelligence, that belief has intensified. We are told to upskill, reskill, and optimise faster than ever before. But look more closely at what is happening in organisations today. Why do people with similar skills produce vastly different outcomes? Why do some teams thrive under pressure while others collapse into conflict and burnout? Why do capable professionals stall, while others keep attracting opportunities? The difference is not competence. It is human state . Every outcome begin...

Top 5 AI Concerns for Government Agencies & MNCs 1. Accountability: “Who Is Responsible When AI Is Wrong?” The concern AI outputs look authoritative Decisions are still signed off by humans Blame becomes unclear when things go wrong Why it keeps leaders awake Public sector: reputational and political fallout MNCs: legal liability, shareholder impact “The system recommended it” is not an acceptable defence What they fear most Leaders losing decision ownership without realizing it. 2. Over-Reliance and Erosion of Human Judgment The concern People stop questioning AI outputs Critical thinking weakens over time Junior staff defer to AI instead of learning Why it matters Judgment is a muscle, it atrophies when unused Organizations become fast but fragile Creativity and strategic insight decline Silent risk AI doesn’t just automate work, it can de-skill thinking . 3. Bias, Blind Spots, and Hidden Errors The concern AI reflects the data it is trained on Bias is often invisible and uninten...

How to Think Better in the AI Age (Without Becoming Dependent on AI) In the AI age, thinking better is not about becoming smarter. It is about becoming less lazy with your mind . AI will happily think for you. Your job is to ensure it doesn’t replace you. Here are easy but effective ways any ordinary person can improve thinking—no jargon, no PhD required. 1. Delay the Answer (Don’t Ask AI First) The biggest damage AI causes is answer addiction . Before asking AI anything, pause for 60 seconds and ask yourself: What do I already know? What don’t I know? What assumptions am I making? This short delay activates your own thinking muscles. Rule: If you ask AI immediately, you outsource thinking. If you think first, you use AI properly. 2. Turn Answers into Questions When AI gives you an answer, don’t accept it. Instead, ask: What is missing? What would make this wrong? In what situation would this fail? Who would disagree with this? Good think...