Business and Money Tips

In the AI Era, What Can We Still Trust? Today, everything can be created easily — reports, proposals, strategies, even “expert opinions.” We have reached a point where top consulting firms like McKinsey and Deloitte have been caught using AI tools to generate client deliverables… and still charging millions. Numbers give comfort, but not truth. every promise contains both yin and yang. A bright projection hides a shadow. A strong guarantee hides uncertainty. A perfect plan hides unseen forces. If projections cannot be fully trusted… If AI-generated reports cannot be fully trusted… Trust Does Not Come From Intelligence. not once, not twice, but consistently demonstrated over a long period of time. History doesn’t lie.  Your behaviour over the years reveals who you really are. older people have a major advantage. AI Makes Knowledge Cheap, And the older you are, the more of these assets you carry. AI helps them work faster, but it does not replace what makes them valuable...

In the AI era, what can we still trust? When McKinsey and Deloitte can use AI to generate million-dollar reports, one thing becomes clear: Knowledge is no longer the advantage. Trust is. As a Yijing trainer, I know every “yang” contains its “yin.” Every promise has a shadow. Every projection hides risk. your value doesn’t go down — it goes up. but it cannot replace trust. who you have proven yourself to be over the years. Love Intelligence (LQ) | Care · Courage · Connection As an accountant, I’ve never believed numbers blindly, actual or projected. So what can we trust today? A person’s track record — not once, but consistently over time. And this is where older professionals have a powerful advantage. In an age of AI-generated expertise: Character cannot be automated Integrity cannot be faked Years of behaviour cannot be manufactured Consistency cannot be replaced If you’re older and you know how to use AI tools, Because AI can replace tasks, And trust i...

Most staff are just trained and good at facing the computer, not humans.   They lack patience in explaining, no EQ, no service.  Just good at sending emails and forwarding information.   No sales, no follow-up, no prospecting.   No time for thinking, strategizing, or bouncing ideas.   In an AI world, humans only do one job: deal with humans.  Not every moment face the computer.  All such tasks can be done by AI in 1 min, when the persons spend hours checking data, inputting data, sorting out data, working on spreadsheets etc. Are you doing job that only humans can do or are you doing jobs that AI can do?  Share me your thoughts.   

Re-Place AI, Not Be Replaced by AI AI is not your competitor. AI is your assistant. Your real power comes from how you use AI to become more human, more present, and more valuable. Most people fear AI because they think robots will take their jobs. But that only happens to people who behave like robots. When you operate with Love Intelligence (LQ), you stop competing with machines. You re-place AI—putting it where it belongs : Let AI do the repetitive work Let AI handle the data, the drafts, the logic Let AI accelerate your efficiency So you can focus on the one thing that no technology can ever replace: Your humanity. AI Cannot Replicate Love, Trust, Loyalty AI can imitate empathy, but it cannot feel it. AI can analyze emotions, but it cannot hold another person’s heart. AI can predict behaviour, but it cannot build relationships. Human trust comes from: sincerity,  caring intention,  moral courage,  emotional safety presence,  sa...

How can LQ (Love Intelligence) help humans survive and thrive? LQ is not just “soft skills.” LQ is the ultimate human advantage in an AI world. Here’s why: A. LQ strengthens the one thing AI cannot replace — emotional connection Caregiving, teaching, leadership, teamwork, counselling, customer relations… These roles depend on trust , empathy, intuition, and presence. LQ teaches: How to connect deeply with people How to influence without force How to feel what people need How to build trust instantly This is the new currency of work. B. LQ unlocks creativity — the rarest skill in the AI era AI can create. But AI cannot originate from the heart . LQ activates: Imagination Courage Play Authentic self-expression Creativity without heart is empty. Creativity with LQ is unstoppable. C. LQ improves critical thinking, judgment, and wisdom Critical thinking requires: Self-awareness Emotional neutrality Ability to balance logic and intuition ...

Why LQ (Love Intelligence) Is the Human Advantage in the Age of AI — Insights from Bill Gates & Ancient Chinese Wisdom Every day, the world is reminded that AI is growing faster than our ability to understand it. Bill Gates recently stated that only three categories of jobs will remain safe as AI evolves: Creative work Caregiving and empathy-driven work Critical thinking and leadership He’s right, but the deeper question is: What do these three categories have in common? They all require Love Intelligence (LQ):  the uniquely human ability to feel, connect, empathize, imagine, and act with meaning. The Real Scarcity in the AI Era Isn’t Computing Power, It’s Humanity AI can replicate skills. AI can generate content. AI can even simulate emotions. But it cannot:  Build trust,  Inspire hearts,  Sense unspoken feelings,  Create meaning,  Take moral responsibility and  Love These are LQ-powered capacities. 1. Creativity: LQ Unlocks the Imag...

Last month I was invited to speak to a group of young engineers. Before I went up, someone flashed this slide on the screen, the one with all the “future skills” we need. Creative thinking, analytical thinking, AI literacy, systems thinking, ethics, collaboration. Everyone nodded as if these were superpowers only AI can give them. One boy whispered to his friend, “Now Gemini 3.0 and ChatGPT 5.1 can do all this. What’s left for us?” I looked at him and smiled. “Let me tell you something.” In 2024, there was a project manager I coached. Brilliant guy, technically perfect. He used every tool, AI, data, dashboards, automation, yet his team was falling apart. Deadlines slipped, people avoided him, tension filled the room. One day he said to me, “Andy, I don’t understand. I have all the skills. Why is nothing working?” I asked him one question: “When was the last time you showed someone you cared?” He went quiet. The next week, he tried something simple. He asked a stressed teammate, “Are yo...

The Lie Behind “AI Can Do Everything for You” Every day, social media is flooded with impressive claims: “AI writes in one minute what used to take a week.” “AI designs, analyzes, and even makes decisions faster than any human.” “Use AI or be replaced by it.” At first glance, it sounds smart. Efficient. Even inevitable. But there’s a dangerous flaw in this thinking. It’s not that AI can do everything. It’s that you stop doing anything. When You Stop Thinking, You Start Disappearing If you blindly follow what AI produces, without thinking, without reflecting, without questioning,  you slowly surrender your uniqueness. Your identity dissolves into machine-made content. That’s how people become swayed by influencers. That’s how society becomes manipulated by narratives. That’s how we lose ourselves—not because of AI, but because we forget to think, feel, or question at all. It’s Okay to Not Use AI for Everything There’s nothing wrong with writing a speech yourself. There’s nothing wro...

  Love Intelligence LQ Success in the AI Era 1. What is Love Intelligence? Why LQ Is Your Secret to Success ·        The real formula behind wealth: Love → Trust → Value → Money ·        Why LQ is stronger than IQ, EQ, and AQ in the AI era ·        The 3Cs of Love Intelligence:  Care, Courage, Connection ·        How LQ helps you see clearer, act braver, and lead better 2. How to Re-place AI, Not Be Replaced by AI — Using LQ ·        The ONE thing AI can never replicate ·        How LQ protects your job and future ·        The LQ strategy for becoming  irreplaceable ·        How to work  with  AI instead of against it ·        The 7 tasks humans will always do better than mac...

How Adult Educators Must Transform Themselves Before They Transform Others — and Before AI Replaces Them Today, the biggest threat to adult educators is not AI. The biggest threat is remaining the same person while the world changes. Content can now be generated by machines. Slides can be produced in seconds. Explanations can be delivered by chatbots. So what is left for human educators? Transformation. But here’s the truth: You cannot transform your audience if you yourself are not transformed. Here is how adult educators must upgrade: from Andy Ng’s perspective, based on Sinology, Yijing, Art of War, and Love Intelligence. 1. Upgrade Your Inner World Before Touching the Outer World Wang Yangming taught that “knowledge and action are one.” If the educator’s heart is not calm, clear, and loving, the audience can feel it immediately. Before you teach, ask yourself: • Am I present? • Am I centred? • Am I teaching from love, not ego? • Am I living what I teach? People f...