Business and Money Tips

When You Stop Chasing, Everything Starts Flowing Dressing well isn’t to attract love. It’s to honour the happy version of yourself. Making money isn’t to prove anything. It’s to earn the freedom to say no. And the moment your face no longer screams “I want, I lack, I need” — your magnetic field begins to align. Many people feel stuck between love and money. Relationships feel forced. Opportunities feel hard-earned. They try harder. Push more. Want more. Yet nothing truly flows. What they don’t realise is this: It’s not about effort. It’s about inner order. In Confucian wisdom, this is called Zheng Xin Cheng Yi:  align the heart, clarify intention, cultivate the self, and flow follows. When the heart is calm, energy stabilises. When energy stabilises, presence strengthens. When presence is strong, people and resources move toward you naturally. This is Love Intelligence. LQ is not desire. It is inner fullness. Care without neediness. Courage without force. Connection without chasing...

AI can give you answers in seconds. But let me ask you something honest. When was the last time an answer alone gave you clarity? Most leaders today are not short of answers. They are short of clear thinking under pressure. And pressure is exactly where AI doesn’t help as much as we hope. I work with leaders, managers, and professionals across different industries. Almost all tell me the same thing, quietly. “Andy, I have more data than ever. More dashboards. More AI summaries. But decisions feel heavier, riskier, and more exhausting.” They are not confused. They are overloaded. Emotion creeps in. Fear of making the wrong call. Fear of accountability. Fear of speed. That’s not an intelligence problem. That’s a thinking problem. In the AI age, thinking is no longer about getting answers. It is about: framing the right problem reading people and situations accurately knowing when to act — and when not to AI can assist. But judgment still sits on human shoulders. Over the years, I realise...

Fortune for the Fire Horse Year 2026 (From 4 Feb 2026) Read This Before You Rush Forward The Fire Horse year is not a gentle year. It is fast. It is intense. It is emotional. It magnifies ambition, impatience, courage, and conflict — all at once. In Chinese metaphysics, Fire Horse energy represents speed, independence, ego, passion, and explosive movement . Many people will feel an urge to: act quickly decide suddenly change jobs start businesses cut relationships prove themselves The danger of the Fire Horse year is not lack of opportunity . The danger is burnout, misjudgment, and unnecessary battles . That is why this year must be navigated with strategy and Love Intelligence . Overall Fortune Theme for 2026 Those who fight hard will exhaust themselves. Those who move wisely will surge ahead. This is a year where: effort alone is not enough passion without direction backfires force invites resistance Your fortune in 2026 will not depen...

The Winning BIG Identity ✔ Care without neediness ✔ Courage without aggression ✔ Connection without control When your LQ rises: Your presence stabilises Your value becomes obvious People move toward you naturally

Romantic Luck Is Not About Love. It’s About Attraction. Many people ask, “When will I meet the right person?” But that question is already pointing in the wrong direction. Because what we casually call romantic luck is not about fate, timing, or chance. It is about human attraction — and attraction is never random. Over the years, I’ve seen the same pattern repeat itself. Some people seem to attract meaningful, supportive relationships with ease. Others meet people too, but their relationships quickly turn draining, confusing, or painful. They don’t lack opportunities. They lack relational gravity. What’s interesting is this: When their inner state changes, the type of people they attract changes too, without them “trying harder.” Romantic luck is not love luck. It is interpersonal attraction. And attraction is built on three invisible foundations: First, stability. Are you emotionally grounded? Do you have clear boundaries and a stable sense of self? People are naturally drawn to thos...

The World Is a Mirror. What Are You Projecting? The world is the biggest mirror you’ll ever face. The people you meet reflect your energy. The money you earn reflects your value. And what we call “luck” is rarely luck at all. People ask me why some attract great relationships while others struggle. Why some attract opportunities, money, and support — while others keep pushing but stay stuck? It’s tempting to blame timing, connections, or fate. But the pattern is always the same. What shows up outside is a projection of what’s operating inside. “Romantic luck” is not about love. It’s relational attraction . “Financial luck” is not about money. It’s resource attraction . Both follow the same rule: 👉 They depend on the capacity and magnetic field of the person . If your inner container is small, unstable, or fearful, even good people and good opportunities can’t stay. This is where Love Intelligence (LQ) changes everything. LQ is not being nice. It is the ability to ...

The Power of Your Mind: Winning Without Fighting in the AI Age Sun Tzu never taught people how to fight. He taught people how to win before the fight begins . In Win Without Fighting with Sun Tzu Art of War , I emphasised one core truth: The highest form of victory is achieved without confrontation, without struggle, and without force. Today, in the age of AI, this truth has become even more relevant. 1. The Greatest Battle Is No Longer External — It Is Internal In Sun Tzu’s time, the battlefield was physical. Today, the battlefield is the mind . Most people lose not because they are attacked, but because their own minds are: reactive fearful scattered addicted to answers dependent on tools Sun Tzu warned that: “If you know yourself and know the enemy, you need not fear the result of a hundred battles.” In the AI era, AI is not the enemy . Your undisciplined mind is. Winning without fighting begins with mastering your inner state. 2. Do Not Compe...

The Power of Your Mind Reframed Through Love Intelligence (LQ) In today’s AI-driven world, we are told that intelligence is everything — data, algorithms, fast thinking, accurate models. But what if your greatest power does not lie in what you know ? What if it lies in how you use your mind to shape reality, relationships, and destiny ? This is the essence of Love Intelligence (LQ),  the strategic use of the mind with heart, courage, and connection . 1. Your Mind is an Instrument, Not Your Identity Ancient wisdom from the Yijing (Book of Changes) reminds us that the mind is powerful, but it is still only a tool, not the self itself. When we identify with every thought, we become trapped in: looping patterns judgment comparison fear of what’s next LQ teaches you to observe your mind without becoming owned by it . When your mind becomes present-aware instead of reactive, you step out of fear and into choice. Your thoughts become weather, not your ruler. 2....

  Why Love Intelligence Matters in the Age of AI “What’s this got to do with me?” That is often the first reaction when people hear the word love in a business or leadership context. Love, after all, seems far removed from performance, productivity, or profit. Yet this question itself reveals a deeper misunderstanding of how results are actually created. For decades, we have been taught that success comes from intelligence, hard work, strategy, and now technology. In the age of artificial intelligence, that belief has intensified. We are told to upskill, reskill, and optimise faster than ever before. But look more closely at what is happening in organisations today. Why do people with similar skills produce vastly different outcomes? Why do some teams thrive under pressure while others collapse into conflict and burnout? Why do capable professionals stall, while others keep attracting opportunities? The difference is not competence. It is human state . Every outcome begin...

One of the core tools we use in our Executive Coaching is Love Intelligence (LQ), structured around the 3Cs: Care, Courage, and Connection. This framework is highly practical and applicable across almost all leadership situations — especially when an executive feels stuck, whether at work, in relationships, or internally. 1. Care begins with Gratitude When leaders are under pressure, the mind naturally focuses on what is missing or going wrong. The first step to breaking this pattern is gratitude — a deliberate act of acknowledging what is already working. Gratitude stabilises emotions, restores perspective, and creates the mental space needed for sound judgment. Without this foundation, any attempt to move forward is built on frustration. 2. Courage to refocus and act Once emotional balance is restored, the next step is courage — the courage to interrupt negative thought loops and consciously refocus on what truly matters. This is not about blind positivity. It is about doing the righ...

Most salespeople lose the deal before the conversation even starts. They fight on price, push harder, talk more, and wonder why buyers pull away. Sun Tzu warned about this 2,500 years ago. Those who fight head-on pay the highest price. Today’s buyers are smarter, distracted, and tired of being sold to. AI gives them options. Competitors sound the same. Discounts no longer impress. If you rely on pressure, scripts, or price cuts, you’re already late. For 39 years, Andy Ng has applied Sun Tzu ’s Art of War to real sales conversations — not theory, but deals, negotiations, and objections under pressure. The insight is simple but brutal: 👉 The best sales are won before the sale begins. 👉 The strongest closers rarely “close hard.” In this fast-moving half-day masterclass, you’ll learn 6 Art of War strategies and tactics to sell without force — and close without discounting. You will discover how to: ✅ Neutralise objections before they are spoken ✅ Position yourself where competitors ...

AI can give you answers in seconds. But let me ask you something honest. When was the last time an answer alone gave you clarity ? Most leaders today are not short of answers. They are short of clear thinking under pressure . And pressure is exactly where AI doesn’t help as much as we hope. I work with leaders, managers, and professionals across different industries. Almost all tell me the same thing, quietly. “Andy, I have more data than ever. More dashboards. More AI summaries. But decisions feel heavier, riskier, and more exhausting.” They are not confused. They are overloaded . Emotion creeps in. Fear of making the wrong call. Fear of accountability. Fear of speed. That’s not an intelligence problem. That’s a thinking problem . In the AI age, thinking is no longer about getting answers. It is about: framing the right problem reading people and situations accurately knowing when to act — and when not to AI can assist. But judgment still sits on hum...