Business and Money Tips

When people reach the end of life, their regrets are rarely about money, status, or achievements. They are about love not lived, courage not taken, and connection not honoured. That is why the Top 5 Regrets, observed by Bronnie Ware, are in fact a lack of Love Intelligence. 1. “I wish I’d had the courage to live a life true to myself.” This regret is fundamentally a Courage issue. People live according to: expectations, fear of disapproval, and social pressure Love Intelligence trains courage that is quiet but firm: the courage to listen inwardly and live authentically. LQ in action: You regularly ask: “Is this my life — or someone else’s expectation?” People with high LQ don’t wait until old age to reclaim their life. They do it early, gently, and consistently. 2. “I wish I hadn’t worked so hard.” This is a Care failure — not for work, but for life. People overwork not because they love work, but because they neglect caring for family, relationships, health and presence Love Intellige...

At the end of life, people don’t regret lack of success. They regret the lack of love lived. Love Intelligence (LQ) prevents regret by strengthening: 1. Care To live a life true to yourself, not expectations. To prioritise people, not just performance. 2. Courage To express what matters before it’s too late. To choose authenticity over approval. 3. Connection To stay close to friends, family, and yourself. To remember that happiness is allowed. When Care, Courage, and Connection guide daily choices, there is nothing left to regret. Love Intelligence is not about feeling good. It’s about living right. Andy Ng Author of Love Intelligence & 爱的智慧

Why Love Intelligence (LQ) Belongs on Every Corporate Desk Most business books teach what to do. Very few teach how to bring out the best in people while doing it. That is where Love Intelligence (LQ) becomes indispensable. This is not a motivational book. This is not a “be nice” book. This is a practical operating system for human performance in the AI era. The Core Positioning IQ helps you analyse. EQ helps you relate. LQ helps you lead, decide, and execute through people. In modern organisations, results are no longer limited by strategy or technology. They are limited by energy, trust, courage, and connection. Love Intelligence (LQ) is the missing link that turns: • strategy into execution • teams into partners • conflict into progress • stress into clarity • change into momentum Why Corporations Need This Book Now 1. AI Has Solved Content. It Has Not Solved Humans. AI can generate reports, slides, data and decisions. It cannot generate trust, courage, or psychological safety. This...

In Love Intelligence, love is not emotion, softness, or blind kindness. It is a capability, the ability to apply Care, Courage, and Connection in the right proportion, at the right time. When love is used wrongly, devastation happens because one or more of the 3Cs is missing or distorted. Here’s how it breaks down. 1. Care without Courage → Enabling destruction This is the most common misuse of love. When we care but lack courage, we: Avoid difficult conversations Tolerate bad behaviour Protect people from consequences It feels loving, but it is not. In organisations, this creates: Toxic high performers who are never corrected Teams that lose trust in leadership A culture where standards collapse quietly In relationships, it leads to: Emotional dependency Resentment Slow erosion of self-respect Care without courage does not heal—it rots. 2. Courage without Care → Violence disguised as truth Some people pride themselves on being “direct,” “honest,” or “strong.” But when courage is not g...

I not just promote Chinese culture, I also promote Chinese pop culture.  Since June 2023, I have written 4 lyrics with music from China's top hits in 2022-23.  My purpose is to let the world know that China has many talents and their songs are good,   1. Morning My Good Friend (from 2023 袁树雄‘早安隆回’）https://youtu.be/5qkHFl6D2e4?si=P47jspK5oJuWhr9A  2. This is What Life is (from 2023 安儿陈‘曲中人’）https://vt.tiktok.com/ZSNtMabA9/ 3. Wishing You (from 2022 黄静美‘愿你’）https://youtu.be/cbN8DHC4Y7Q?si=W618a8IXZ4VTv8j0 4. Today (from 2022 刘晓超‘旧梦’）https://youtu.be/cMnFVQhOiQc?si=JzqtK-nqAPhs7gIn The songs are current, and upbeat.  I wrote the lyrics to be positive and motivational.  I use these songs in my training too

Love Intelligence (LQ) by Andy Ng stands out among similar books in the market due to its unique approach to integrating love as a strategic force in business, leadership, and personal development.  While there are other books that touch on emotional intelligence, leadership, and purpose-driven success, this book offers distinct features that set it apart: How It Ranks Among Similar Books: 1. Unique Concept of Love Intelligence (LQ):   While books like Emotional Intelligence by Daniel Goleman focus on understanding and managing emotions, Love Intelligence (LQ) goes further by positioning love as a measurable and actionable force that drives business success, innovation, and wealth creation. 2. It introduces a new metric, "Love Intelligence," which is not commonly discussed in other leadership or business books.  3. Integration of Ancient Wisdom with Modern Business Practices:  • Unlike books that focus solely on modern psychology or business strategies, Love ...

Life is a journey of experience. It was never meant to be judged only by outcomes, but understood through what it shapes within us. In my life, there has been no failure. Because I am either successful, or I am growing. Every step moves me forward, even when it feels uncertain. In my life, I have no enemies. Those who challenged me, hurt me, or stood in my way have all become my teachers. They revealed my blind spots, strengthened my heart, and refined my character. I either gain something, or I learn something. Nothing is wasted. Every encounter leaves behind wisdom, clarity, or courage. In my life, there are no roads walked in vain. When things go well, I celebrate with gratitude. When things do not, I remember the lesson and carry it forward. Both moments matter. Both shape who I am becoming. Therefore, I allow everything to happen. Not because everything is pleasant, but because everything has meaning. I trust that whatever arises will, in the end, serve my growth and quietly move ...

Most people don’t close deals during public holidays. Top performers prepare to dominate after them. That’s why I’m running Sun Tzu Sales Secrets one last time this year — before 2025 begins. ⚔️ SUN TZU SALES SECRETS How to Win More Sales Without Pressure, Discounts, or Chasing 🗓 Date: Tuesday, 30 Dec 🕘 Time: 9.15 am – 12.30 pm 📍 Venue: 269 Waterloo St #01-241, S180269 💻 Zoom option available 💰 Special Fee: $49 only (usual $149) ⏳ Only 7 seats left 👉 Secure your seat now: https://asiatrainers.org/szs 🔥 What You’ll Learn (Content People Pay Thousands For) This is not theory. This is battle-tested sales strategy: 1. Sun Tzu’s 5 Elements to Win in Sales: positioning before persuasion 2. 7 Considerations of a Sales Leader: why deals are lost before meetings begin 3. Art of War’s 4 Levels of Strategy: sell without fighting price wars 4. Art of Deception in Price Negotiation: protect margin without confrontation 5. How to Close Every Sale Strategically: timing, terrain, and psychology...

Most people still argue using reason . But if you observe real experts, those who lead well, influence without force, and create long-term results, they’ve already moved beyond arguments. Because reason alone only convinces the mind . Care opens the heart. Courage moves action. Connection sustains results. That is why real experts no longer waste energy arguing. They practise Love Intelligence . In leadership, service, sales, and even strategy, outcomes don’t change because you are more logical. Outcomes change because people feel cared for, trust your courage, and stay connected to purpose. As we enter a new season and a new year, this is the real upgrade, not more intelligence, but better intelligence . Love Intelligence (LQ): Care · Courage · Connection — Andy Ng Author of Love Intelligence & Yijing Explained

The Knowing–Doing Gap: Why Good Intentions Don’t Create Good Results As the year draws to a close, many of us are busy reflecting, planning, and setting resolutions. We know what we should do. Exercise more Lead better Care more Act with courage. And yet, when the new year arrives, life often looks the same. This is the Knowing–Doing Gap . In Love Intelligence , I wrote: “Knowing is comfortable. Doing is costly. Growth happens only when we are willing to pay the price of action.” The gap between knowing and doing is not caused by a lack of intelligence. It is caused by a lack of Love Intelligence (LQ) . We fail to act because: We don’t care enough about the outcome We lack the courage to be uncomfortable We feel disconnected from purpose That’s why LQ is built on Care, Courage, and Connection . Care moves the heart. Courage moves the feet. Connection sustains the journey. Festive seasons are powerful moments. They remind us of what truly matters. But without action, reflection becomes...

In Yijing, human vitality and effectiveness are described through 精 (Jing), 气 (Qi), and 神 (Shen). A person with high Love Intelligence (LQ) naturally cultivates all three, not mystically, but practically, in daily work and life. 1. 精 · Jing — Inner Essence (Stability & Grounded Strength) Jing is your inner reserve: discipline, integrity, and steadiness. A high-LQ person: Acts with care, not impulse Does not waste energy on blame, politics, or ego battles Keeps promises and boundaries, conserving inner strength This creates trust. People feel safe around you. Your energy is stable, not scattered. 👉 High LQ preserves Jing by choosing what not to fight. 2. 气 · Qi — Life Force (Momentum & Influence) Qi is the energy that moves people, teams, and outcomes. A high-LQ person: Uses courage to address issues early, before they rot Speaks with clarity, not aggression Creates emotional momentum instead of resistance People cooperate not because they must—but because they want to. 👉 High...

In Yijing and Chinese wisdom, 精 · 气 · 神 are not abstract ideas — they describe why some people feel alive, grounded, and powerful, while others feel drained even when they are successful. Let me explain this gently and clearly, in a way that fits SuperME. 1. 精 · Jing — The Foundation (Essence) Jing is your root energy. It comes from your body, your habits, your values, and how you treat yourself. A Small Me leaks Jing: Saying yes when the heart says no Living according to roles, expectations, and fear Constant self-doubt and self-betrayal A SuperME protects Jing: You stop living to please You stop over-explaining who you are You choose alignment over approval SuperME understands this truth: Every time I betray myself, I lose Jing. Every time I honour myself, Jing is preserved. That’s why SuperME feels grounded, not scattered. 2. 气 · Qi — The Movement (Life Force) Qi is not about being busy. It is about energy that moves smoothly. Many people have knowledge, skills, even strategy — but ...

After living for 62 years, I’ve come to a simple conclusion about success. People argue about what makes someone successful. Some say it’s luck. Some say it’s making the right choices. Others say it’s timing, connections, or now AI. All of these matter. But none of them are consistent. The only factor I’ve seen appear again and again, across people, industries, and generations, is this: Doing what is not comfortable. Yes, you must understand the flow. Yes, you must read the environment. But when it comes to execution, success always demands one thing： the willingness to push through discomfort. Getting out of the comfort zone. Doing what is not easy. Having the courage to act when it would be simpler to stay still. That is exactly how Love Intelligence came into being. And later, its Chinese edition, 《爱的智慧》. Writing them was not comfortable. Putting “love” into leadership, business, and success was not fashionable. But I pushed through because I believed deeply in the message. The sam...

How Sheng Siong’s Care for Employees Creates Consistent Profits — and How Love Intelligence Can Take It Further In a retail environment where margins are thin, manpower is tight, and customer expectations keep rising, Sheng Siong stands out for one simple reason: it takes care of its people first. This is not charity. This is strategy. 1. Care Creates Stability — and Stability Creates Profit Sheng Siong is known in Singapore for: long-serving employees relatively low staff turnover calm, disciplined store operations consistent service standards These are not accidents. When employees feel cared for: absenteeism drops errors reduce service becomes natural, not forced productivity stabilises In supermarkets, where execution happens daily at ground level, stability is profit. Every experienced cashier, stock handler, or supervisor saves training cost, reduces mistakes, and improves customer flow. Care lowers friction. Lower friction protects margins. 2. Care Builds Quiet Pride, Not Loud H...

What Connection Really Is — and Why It Is the Outcome of Love Intelligence In the previous two articles, we looked at Care and Courage. We saw that when you ask questions without care, your questions become stupid — not because of the words, but because people feel you are not truly interested. We also saw that courage without care often backfires. You may be honest, but people ignore you because the truth was delivered without safety. Now let’s look at the third C — Connection. Many people misunderstand connection. They think connection is about: how long they’ve known someone whether they worked together before family ties or blood relationships shared history or common background But we all know this is not true. You can be related by blood and still feel distant. You can work with someone for years and still feel disconnected. You can meet someone once and feel deeply understood. This tells us one thing: Connection has nothing to do with status, history, or proximity. What Connecti...

What Is Real Courage — and Why Courage Without Love Intelligence Breaks Relationships In the previous article , we examined what CARE truly means in Love Intelligence. We saw that when questions are asked without care, they become stupid questions, not because of the words, but because of the intention behind them. People feel it immediately, and they respond by ignoring you. Today, let’s talk about COURAGE. Many people misunderstand courage. They think courage means: speaking bluntly being brutally honest saying whatever is on their mind “telling it like it is” pushing through resistance That is not courage. That is ego disguised as bravery. Real courage is not loud. Real courage is anchored. Why Courage Without Love Intelligence Is Dangerous Courage without Love Intelligence often destroys relationships because it lacks care and awareness. You may be telling the truth, but: you ignore timing you ignore emotional readiness you ignore context you ignore the other person’s state And whe...

Why People Hate “Stupid Questions” — and What Love Intelligence Really Means People don’t hate questions. They hate thoughtless questions. A question becomes “stupid” not because of the words, but because of the intention behind it. One kind of stupid question is when you ask purely for confirmation — not to understand, not to explore, but simply to validate yourself. The other kind is when you ask without any consideration for the other person. For example, asking, “How’s your day?” or “How’s your job?” may sound caring on the surface. But people can feel your tone, timing, and intention immediately.  Are you genuinely interested, or are you just filling silence?  Are you present, or are you ticking a social box? Care is not about the question. Care is about whether the other person feels seen. This is why many people feel uncomfortable with “caring” questions. They mistake care for intimacy, or worse, intrusion. But the truth is simpler and deeper: Without care, there is not...