Business and Money Tips

Many people don’t fail because they lack ability or opportunity. They fail because of self-sabotage. Notice this pattern: When things start going well, they pull back. Opportunities appear, they find excuses. Someone offers help or coaching, they retreat. Money increases, they unconsciously waste it away. This isn’t laziness. It’s an identity problem. Success feels unfamiliar, so the old self tries to regain control. This is where Love Intelligence (LQ) changes everything. 1. Care Stop attacking yourself for feeling hesitant. Nothing is wrong with you. You’re just entering new territory. 2. Courage Give yourself permission to succeed. Most people don’t fear failure — they fear outgrowing who they used to be. 3. Connection Reconnect with your future self. Ask: If I truly loved my future self, what would I do today? Money sabotage is the clearest signal. When money exceeds self-worth, people rush decisions, bad investments, and overspending. Pause. Let your identity catch up before actin...

Self-sabotage is not stupidity. It is not laziness. It is not lack of opportunity. Self-sabotage is a lack of Love Intelligence. People don’t destroy success when things are bad. They destroy it when things start going well. Why? Because success threatens their old identity. The Root of Self-Sabotage People don’t fail because they can’t succeed. They fail because success feels unfamiliar, unsafe, and undeserved. So when: An opportunity appears, they find excuses A mentor offers help, they retreat Money increases, they unconsciously get rid of it Things flow, they create drama They are not rejecting success. They are protecting their old self-image. Love Intelligence allows us to end this pattern permanently — not by force, but by inner realignment. Step 1: Care — Stop Attacking Yourself Self-sabotage always begins with self-rejection. People say things like: “I’m not ready yet” “I don’t think I can handle this” “Maybe later” “This feels too risky” These are not logical thoughts. They a...

Not IQ, Not EQ, But LQ Most people think success comes from IQ. Some say EQ is the game changer. But if IQ were enough, every top student would become a top leader. If EQ were enough, every empathetic person would rise to the C-suite. But look around this room. We all know brilliant people… struggling. We all know caring people… still stuck. So the real question is: What is the missing intelligence that creates influence, trust, loyalty, and breakthrough results? I discovered it the hard way — after 39 years of working training over tens of thousands of people, through wins, losses, and heartbreaks. And today, I want to propose something bold: The intelligence that will define the next decade is not IQ or EQ — but LQ: Love Intelligence. Years ago, I was coaching the Vitagen sales team that had all the tools, scripts, motivation… But results were flat. The best salesperson wasn’t the smartest. She wasn’t the most charismatic. She was Soft-spoken. Not the typical “sales warrio...

In today’s world, AI can write reports, analyse data, create strategies… even “think” for us. But there is one thing AI cannot do — build trust, loyalty, courage, and human connection. That is why the leaders who will rise in 2026 and beyond are not the ones who know the most AI tools… but the ones who know how to use Love Intelligence (LQ). LQ is not about romance. It is about leadership, courage, trust-building, and human power — the one currency that becomes more valuable as AI grows stronger. On 22 Dec (Mon), 9.30 am to 1 pm, join Andy Ng for a breakthrough online workshop that will reshape how you lead, work, and succeed in the AI era. What You Will Discover in This Transformative Session 1. What is Love Intelligence (LQ)? Understand why trust is the new competitive advantage and how to build it instantly. 2. Why LQ is Now More Important Than IQ, EQ, or AQ In an AI-driven world, traditional intelligence is no longer enough. LQ is the new differentiator. 3. The 3Cs: Care, Courage, ...

To make Love Intelligence (LQ) the next major global training trend, you must do exactly what AI and Sustainability did: 1. Solve a universal problem 2. Create urgency 3. Build corporate relevance 4. Offer a clear framework 5. Make it impossible to ignore Here is the roadmap. 1. Position LQ as the Solution to the Problems AI Creates Every hot trend rises because it solves pain. AI creates:  trust issues,  emotional numbness,  lack of connection,  misinformation,  fear of replacement,  loneliness and  leadership disconnect.  Sustainability solves environmental pain. AI solves productivity pain. LQ must solve human pain — the crisis of connection. New Positioning: 🔥 “AI replaces skills. Sustainability protects the planet. LQ protects the human spirit.” Make LQ the antidote to AI’s side effects. 2. Frame LQ as Essential for Corporate Survival Companies adopt trends when their survival depends on it. Show that workplaces without LQ will face:  h...

Many people hear the term “Love Intelligence” and immediately think it’s about romance or relationships between couples. But the truth is far deeper. All love is about relationships — and the most important relationship is the one we have with ourselves. we must first learn how to relate to ourselves with honesty, compassion, and courage. CARE When you care for your own thoughts and emotions, you naturally become more understanding toward others. COURAGE to correct ourselves, and to do the right thing even when it is uncomfortable. A courageous heart inspires courageous relationships. CONNECTION when you can connect your thoughts, emotions, and actions. Only then can you build meaningful connections with people around you. you don't just build better relationships at home or at work — you build a better you .  And that transforms every relationship in your life. It is about becoming a stronger, kinder, and more courageous human being… so that every relationship you t...

How Brian Tracy’s Formula Quietly Reveals the Power of Love Intelligence When I first came across Brian Tracy’s “universal equation of results,” it looked like a productivity formula. But when I read it again with Love Intelligence in mind, I realised something powerful: Results = (Clarity of Goal × Concentration) ÷ Distractions 1. W — Clarity of Goal = Courage You cannot be clear if you don’t dare to be honest with yourself. They fail because they don’t dare to admit what they truly want. It is removing self-deception . 2. C — Concentration = Care You care enough about your goal to protect your attention and energy. Care is your ability to prioritise what truly matters. In LQ terms, this is care that creates momentum. 3. T — Time of Distractions = Connection (to yourself) They procrastinate because they don’t feel their purpose. They fill silence because they cannot connect inward. And when T goes down, results go up. The Formula Becomes an LQ Formula Results = (Courage × ...

Re-Place AI, Not Be Replaced by AI AI is not your competitor. AI is your assistant. Your real power comes from how you use AI to become more human, more present, and more valuable. Most people fear AI because they think robots will take their jobs. But that only happens to people who behave like robots. When you operate with Love Intelligence (LQ), you stop competing with machines. You re-place AI—putting it where it belongs : Let AI do the repetitive work Let AI handle the data, the drafts, the logic Let AI accelerate your efficiency So you can focus on the one thing that no technology can ever replace: Your humanity. AI Cannot Replicate Love, Trust, Loyalty AI can imitate empathy, but it cannot feel it. AI can analyze emotions, but it cannot hold another person’s heart. AI can predict behaviour, but it cannot build relationships. Human trust comes from: sincerity,  caring intention,  moral courage,  emotional safety presence,  sa...

When people like you because you are a nice person, there is a hidden danger that few notice. People may smile at you, praise you, and treat you gently — but they will not tell you the truth. They won’t correct you when you make mistakes. They won’t give you tough advice. They won’t point out the blind spots you urgently need to see. Their kindness becomes a cushion that hides reality. This is exactly what both Yijing (易经) and The Art of War warn us about. Yijing teaches that everything carries two sides. When something appears very good on the surface, its opposite energy is forming underneath. Extreme softness becomes weakness. Extreme “niceness” becomes danger. Sun Tzu echoes the same principle. He says a wise general must care for his soldiers — but because he truly cares, he dares to discipline them. He dares to point out faults. He dares to enforce standards. He dares to say what others don’t dare to say. Why? Because real care requires courage. That is why being loved by everyon...

When people talk about efficiency and effectiveness , they think they’re talking about time management, productivity tools, and techniques. But if you look deeper, efficiency and effectiveness are actually the daily expression of Love Intelligence (LQ) . Let me explain. 1. Efficiency = Care you plan better, you focus better, you avoid mistakes, you clean up your processes. Clarity produces efficiency. So efficiency is not a skill problem — it is a care problem . 2. Effectiveness = Courage • courage to say no • courage to focus • courage to challenge wrong directions • courage to take responsibility  It comes from the courage to act on what truly matters . 3. Collaboration = Connection when trust is low, when people hide information, when departments fight each other… • smoother teamwork • clearer expectations • zero politics • quicker decisions So what is efficiency + effectiveness in daily life? = Love Intelligence (LQ). ✔ prioritise correctly → you are usin...

What Microsoft’s CEO Said About Empathy — And How It Confirms Andy Ng’s Love Intelligence (LQ) When Satya Nadella said, “IQ without EQ is just a waste,” he wasn’t talking about being soft. He was talking about the new survival skill in the age of AI: the ability to understand people, uplift people, and connect meaningfully. In other words, Love Intelligence (LQ). Because LQ is not about feelings. LQ is the strategic use of Care, Courage and Connection to create performance, trust and human energy. And what Satya calls a “superpower”… is exactly what I Andy have been teaching for 29 years. Let me show you how. 1. Satya says empathy increases performance. Andy teaches: “Care increases energy, and energy increases results. In Andy’s class Leading with LQ , he always tells managers: “You don’t manage people with tasks. You manage people with energy.” Example from class: A technical manager blamed his team for mistakes. Andy coached him to validate effort first, then guide behaviour. The te...

Why Love Intelligence (LQ) Is the Skill HR Has Been Waiting For — and Why Ignoring It Is Corporate Suicide By Andy Ng, Author of Love Intelligence (LQ) Everyone is talking about AI. Nobody is talking about the skill that will decide whether teams thrive or collapse in the next 5 years. That skill is Love Intelligence . Not romantic love. Not soft love. But the ability to use love as strategic energy to lead, decide, and connect. And let’s be honest — HR is exhausted. Here are the 7 frustrations HR faces daily , and how LQ fixes them: 1️⃣ Constant Change + No Clear Direction People resist change because they don’t feel safe . LQ creates clarity, trust and alignment. 2️⃣ Disengaged Teams / Low Morale People disengage when they feel unseen. LQ brings back recognition, appreciation and emotional energy. 3️⃣ Slow, Risk-Averse Decision Making Fear delays decisions. LQ gives courage and buy-in. 4️⃣ Silo Mentality + Poor Communication Communication problems = connection p...