Business and Money Tips

Win Hearts, So You Don't Have to Fight for Control One of Sun Tzu's most powerful teachings is: “致人而不致于人” A simple translation is: Influence others to move according to your strategy, instead of being forced to move according to theirs. In today's world, many people understand the strategy but struggle with the execution. How do you influence without manipulation? How do you lead without force? How do you resolve conflict without creating enemies? Sun Tzu gives us the strategy. Love Intelligence (LQ) gives us the "how." Through the 3Cs of Care, Courage, and Connection: • Care reduces resistance. • Courage builds trust. • Connection creates alignment. When people feel understood, respected, and connected, they move willingly rather than reluctantly. That is 致人而不致于人 . That is Win Without Fighting . And in the AI era, where technology can automate tasks but cannot replace trust, this may be one of the most valuable leadership skills of all. If you want to learn more,...

Note: This movie is the hottest and no. 1 in 2026 in China, HK, Taiwan, Malaysia etc.  It is not allowed to be screened in Singapore as it is 100% dialect.  The distributor is appealing now.  The movie Dear You 《给阿嬷的情书》became such a massive hit not simply because it is about family love. It touched something much deeper inside modern people: We are becoming more successful, yet we are forgetting how to truly love. When audiences watched the grandmother in Dear You , many were not thinking about the character on screen. They were thinking about their own mother, grandmother, or someone who once quietly loved them without conditions. Suddenly, people realize: The person who used to wait for us to come home… is growing old. And the “someday” we always assumed we had… may not always be there. That is why the movie created such emotional resonance worldwide. It is not really about the storyline. It is about awakening the human heart. And that is exactly what my...

The Invisible Pillar: A Lens Flip on My Father’s Silent Love For decades, we viewed my late father through a lens of frustration, easily slapping labels on his behavior. When we found a massive heap of unwinning 4D tickets under his mattress, we blamed greed.  When he frantically flipped between Channel 8 and Channel U, we snapped at his "inconsiderate" restlessness.  When he ordered afternoon coffee and kaya toast for himself while the Chinatown stalls were buzzing, we whispered that he was selfish.  Today, in 2026, a deeper wisdom has found me. True Love Intelligence (LQ) is the ability to peel back these surface-level judgments and decode the quiet cries for help underneath.  My father wasn't chasing wealth; he was a retiree with no income, chasing the dignity of financial independence because we rarely gave him pocket money. He wasn't being inconsiderate with the television; he was a lonely senior suffering from a biological dopamine deficiency, desperate for a s...

For years, a silent but noisy war was waged in his living room. My father, in his 70s, would sit before two television sets, both turned on simultaneously. One would be tuned to Channel 8, the other to Channel U. The clashing soundtracks made it nearly impossible for anyone else to enjoy a program. Yet, there he sat, remote controls gripped firmly in his hands, switching between them with frantic consistency. We called it the fiercest battle anyone could witness between Singapore’s 2 rival TV stations. "Just focus on one," we would plead, frustrated by the wall of noise. His reply was always the same: "Something interesting is coming up soon." We were baffled. How could someone be so inconsiderate? So restless? We saw it as a quirk of old age, or perhaps just stubbornness. Today, in 2026, I look back with a heavy heart and a much clearer lens. I finally understand what he was after. He wasn't looking for a specific show; he was desperately trying to fill a void....

One of the biggest blind spots in human behavior is this: When we see other people succeed, we tend to make external attributions. When we succeed, we make internal attributions. If a colleague gets promoted or wins the boss’s recognition, people often say: “He knows how to play the game.” “She’s good at talking.” “He’s politically smart.” “She knows how to flatter people.” But when we succeed, we say: “I earned it.” “I worked hard.” “I’m capable.” The reverse also happens. When others fail, we blame their incompetence. When we fail, we blame the environment, bad luck, or unfair circumstances. This is where Love Intelligence (LQ) becomes important. LQ is not just about being caring or emotionally warm. LQ is the courage to see ourselves truthfully. Many people think their biggest weakness is: not speaking well, not networking enough, not being “smooth” enough. But sometimes the real issue is much deeper: 👉 the value they create is still not strong enough. Yet very few people are willi...

  “ Stop the scroll.” Not because phones are bad. But because something far more valuable is being lost: Presence. We scroll for connection… but end up feeling more disconnected. We scroll for answers… but feel more confused. We scroll to relax… but our mind becomes more restless. So the real question is not how to stop scrolling . The real question is: Why can’t we stop? This is where Love Intelligence (LQ) comes in. Because scrolling is not a habit problem. It is an LQ imbalance problem. When LQ is low: Care is missing → we neglect ourselves, numb our feelings Courage is missing → we avoid silence, avoid facing our thoughts Connection is broken → we replace real moments with digital noise So we keep scrolling… not because we want to, but because we don’t know how to be still. Presence is uncomfortable for many people. Because in stillness, there is no distraction. You meet your thoughts. You meet your emotions. You meet yourself. And that t...

We often are caught between telling the truth and telling what people want ot her.   Thomas Sowell said: “When you want to help people, you tell them the truth. When you want to help yourself, you tell them what they want to hear.” Simple. But uncomfortable. Because if we’re honest, most of the time people don’t reject truth, they avoid it. That’s exactly why I wrote Love Intelligence and built the Love Intelligence coaching system. Not to motivate people. Not to impress people. Not to make people feel good for a moment. But to do something much harder: To help people stop depending on others, and start helping themselves. Love, in the way most people understand it, is soft. But Love Intelligence is not soft. It means: -Saying what needs to be said, even when it’s not popular -Facing reality, even when it’s uncomfortable -Choosing growth over comfort Because without truth, there is no real care. Without courage, there is no real change. Without connection, there is no real imp...

Love Intelligence is a practical and provocative guide to succeeding in a world where intelligence alone is no longer enough. The core idea is simple but powerful: Love Intelligence (LQ) defined through Care, Courage, and Connection (3Cs) is the missing link between intention and real-world results. While IQ helps you think and EQ helps you feel, LQ determines whether people trust you, follow you, and do business with you. The book argues that in an AI-driven world, where information is cheap and abundant, trust becomes the ultimate currency. And trust is built not through techniques, but through genuine care, the courage to act and speak truthfully, and the ability to create meaningful human connections. The author Andy Ng challenges the reader to rethink success: it is not about pushing harder, competing more, or mastering more tools. Instead, it is about aligning who you are with what you do. When LQ is applied, transactions become relationships, ideas turn into value, and value na...

LQ = 3C: The Moment I Truly Understood Care “When the world has LQ, we are living in heaven on earth.” It sounds like a nice statement. Until one moment makes it real. On Sunday, 19 April 2026, I was in a room of about 250 people. One speaker on stage shared something that stopped the room. He had been in the hospital for 9 months. Many of those weeks were spent in ICU. You could feel the silence. Not the polite kind. The kind where people are thinking, “I didn’t expect this.” After the talk ended, I did something simple. I walked up to him. I told him, “I didn’t know you went through so much.” He looked at me, and without any performance, just shared. After his wife passed away, he was deeply affected. The grief hit him hard. Then his health collapsed. He mentioned heart issues. And a few other illnesses. I have known him since 2007.  That’s almost 20 years. But in all those years, we had never really spoken. Not like this.  That shor...

Most people obsess over sales techniques. Scripts. Closing lines. Objection handling. But they miss the point. People don’t buy how you sell. They buy what you are really selling. And what you are selling is never just the product. You are selling: Your belief. Your conviction. Your integrity. Your promise. And most importantly:  Your love. A salesperson without Love Intelligence (LQ) may sound polished, but feels empty. A salesperson with LQ may not be perfect, but feels real. And in today’s world, people can feel the difference instantly. They can sense: Are you here to close a deal… or here to genuinely help? This is where Love Intelligence (LQ) changes the game. When you lead with Care , you understand real needs. When you act with Courage , you speak truth, not just what sounds nice. When you build Connection , you create trust beyond the transaction. And trust… is what closes deals that techniques never can. So yes— It’s not how you sell. It’s wha...

1. Isn't Love Intelligence just another name for High EQ?   Emotional Intelligence (EQ) is about managing emotions, but Love Intelligence manages the very source of those emotions.  Think of EQ as the software and Love Intelligence as the operating system of the human heart. One helps you navigate a conversation; the other helps you navigate your soul. 2. How does Love Intelligence help a young person struggling with "FOMO" and social media envy?   It shifts the focus from validation-seeking to value-giving. In a world of digital noise, Love Intelligence teaches the youth that their worth is internal.  When you realize you are already enough, a "like" on a screen becomes just a piece of data, not a definition of your destiny. 3. For the "needy" person who feels they can't be happy alone, isn't Love Intelligence just a band-aid?   Actually, Love Intelligence is the cure for "emotional hunger." Neediness is like trying to fill a bucket ...

Love Intelligence: The Key to Your Internal Energy Flow In your journey from being "Humanoid" (driven by logic and routine) to being truly Human (driven by connection and purpose), Love Intelligence (LQ) acts as the master key. While IQ measures logic and EQ measures emotional management, LQ measures your ability to give and receive the highest frequency of energy: Love. When you operate with high Love Intelligence, you aren't just "being nice." You are physically and energetically aligning your 7 Chakras . Here is how LQ unlocks your energy centers: 1. From Survival to Security (The Lower Chakras) Fear and frustration are the primary "locks" on the Root and Sacral chakras. When business is slow or loneliness sets in, these centers contract. The LQ Shift: Love Intelligence teaches us that our "worth" is not tied to our bank balance or our relationship status. By applying love to yourself (Self-LQ), you stabilize the Root Chakra , creatin...

Q1. Everyone talks about AI, skills, and success. Why are you talking about Love? Answer: Because AI has made everyone sound smart. Today, information is everywhere. Answers are cheap. But trust? Very expensive. In the past, people asked: “Are you capable?” Today, they ask: “Can I trust you… when things go wrong?” That’s where Love Intelligence comes in. Love Intelligence is not about romance. It’s about how you build trust, influence decisions, and create real value, especially when there is uncertainty, pressure, and people involved. Q2. What is broken in today’s workplace or business world? Answer: Three things are breaking down: Trust is declining People don’t believe what they see anymore, because AI can generate anything. People are becoming mechanical They follow systems, KPIs, scripts… but they stop thinking and feeling. Success is becoming empty People win, but they lose relationships, health, and meaning. So the real problem is not a lack of intelligence. It is a lack of huma...

Love Intelligence in the AI Era How Organisations Build Trust, Make Better Decisions, and Perform Without Burnout The Problem (Why Now) Low trust across teams Slow or poor decision-making Resistance to change Compliance vs innovation tension Burnout despite high performance pressure The Real Gap The problem is how people think, decide, and relate. The Solution Build trust fast Make decisions under uncertainty Influence without authority Align teams without conflict Powered by Care Courage Connection  What Makes This Different Integrates The Art of War (strategy) Integrates Yijing (timing & change) Built on real corporate experience (Finance Director, 39 years) Business Impact Faster decision cycles Stronger cross-team collaboration Higher trust with clients Reduced internal friction Better leadership presence Program Options 45-min Lunch Talk (awareness & engagement) Half-Day Workshop (practical tools) 1-Day Corporate Training (deep transformation)...

Why People Don’t Listen, Compliance Fails, and Rewards Don’t Work Anymore In today’s workplace, many leaders are facing the same frustration: People don’t listen. Compliance is inconsistent. Rewards and punishments feel weaker than ever. This is not a performance issue. It’s a human issue . 1. People don’t listen — not because they can’t They don’t listen because they don’t feel aligned. You can give clear instructions. You can repeat them. You can enforce them. But if there is no trust, there is no real influence. In one government agency, a digital transformation stalled despite clear directives. When leaders shifted to listening, addressing fears, and involving staff in decisions, something changed. People didn’t just follow. They started to take ownership. 2. Compliance fails — not because of weak rules But because of weak internal commitment. Many organisations rely on audits, controls, and penalties. Yet people comply only when they are watched. In a bank, st...