Business and Money Tips

🎓 National Junior College (1981) — The Day I Stopped Waiting In 1981, getting into National Junior College was one of my proudest achievements. But when I stepped into that campus, I was completely lost. No one guided me. No one briefed me. No one handed me a timetable. The teacher simply said: “If you want to know where your class is, go to the notice board and copy it yourself.” That sentence changed my life. That was my first real lesson in adulthood: No one owes you direction. If you want clarity, go and get it. Lesson 1: Initiative Is the Real Scholarship Many people think elite institutions give you advantage. They don’t. They give you responsibility. If you cannot manage yourself, you drown. That notice board was my first training in self-leadership. No grant. No shortcut. No spoon-feeding. Just initiative. Lesson 2: Growth Happens in Discomfort I was one of only two guys in a class of 18. I was shy. But I had no choice — I had to interact. And some of the girls were even shyer...

This is a serious question, not hype. When tools like ByteDance release powerful AI video generators, many creatives panic. If AI can: generate cinematic scenes simulate actors create explosions and stunts write scripts in seconds then what is left for movie creators? Let’s break this down clearly. 1. What AI Will Take Over AI will dominate: Generic scripts Stock emotions Template storytelling Basic visual effects Mid-level editing Repetitive stunt simulation Background character generation In short: AI replaces technical execution and pattern-based creativity . If your creative value is based on: “I know how to produce this effect” you are at risk. Because tools will democratize that. 2. What AI Cannot Replace AI cannot replace: Lived emotional depth Moral responsibility in storytelling Cultural nuance and human tension On-set leadership Trust between director and cast The courage to say something risky The abi...

With tools from companies like ByteDance and Gemini generating cinematic videos in minutes, the question is real: If AI can write scripts, create explosions, simulate actors, and edit scenes,  what’s left for directors, writers, actors, stunt teams, and creators? Here’s the truth. AI replaces execution. It does not replace meaning. AI can generate drama. It cannot feel consequence. AI can predict audience trends. It cannot take moral responsibility. The creative industry is not dying. It is shifting from technical advantage to human depth advantage . In the AI era: Directors become meaning architects. Writers become truth guardians. Actors become carriers of real presence. Creators become trust leaders. And this is where Love Intelligence (LQ) becomes a survival skill. Care creates psychological safety on set. Courage allows bold storytelling. Connection builds trust capital that keeps teams and investors coming back. Anyone can generate content. ...

AI Is Getting Smarter. So Why Are Humans Feeling Smaller? AI can now: • write reports • analyse markets • generate strategies • automate execution In seconds. So here’s the uncomfortable question: If intelligence is becoming cheap, what makes YOU valuable? A few years ago, after decades of training and studying leadership, Sun Tzu, Yi Jing, and emotional intelligence, I realised something: The most successful leaders weren’t the smartest in the room. They were the most trusted. Clients returned. Teams stayed loyal. Opportunities flowed. Not because of IQ. But because of how people felt with them. That insight led me to develop Love Intelligence (LQ) — the ability to use Care, Courage, and Connection as a strategic advantage. In the AI era: Answers are abundant. Execution is automated. Information is everywhere. What is scarce? 👉 Judgment 👉 Trust 👉 Courage 👉 Human leadership Real wealth now flows to those who can: • build trust faster • decide...

How “Win Without Fighting” Is Compassion and Love Intelligence at the Highest Level When people hear “Art of War,” they imagine aggression. But the highest teaching of The Art of War is the opposite: The supreme excellence is to subdue the enemy without fighting. At a high level, that is not domination. That is compassion in strategic form. 1. Compassion Prevents Unnecessary Suffering War destroys resources, morale, and futures. A lesser strategist wins battles. A higher strategist prevents battles. In modern leadership: You can “win” an argument and lose the relationship. You can “win” a negotiation and lose trust. You can “win” a restructuring and lose loyalty. Compassion at a high level means: I seek outcomes where no one needs to be humiliated. That is Love Intelligence in action. 2. Love Intelligence Sees the Whole System Low-level thinking asks: “How do I defeat them?” High-level Love Intelligence asks: “What outcome serves the long-term harmony...

Some people say Love Intelligence  (LQ) is based on  Yijing (I Ching). That is not entirely wrong — but it is incomplete . Yijing was never really about fortune-telling. At its core, it teaches three things: understanding change, adapting to change, and making the right decisions at the right time . Love Intelligence applies this wisdom to human beings . In Yijing : Ren (仁) is about understanding and caring for life Yi (义) is about doing the right thing at critical moments Zhong (中) is about maintaining balance amid change Translated into Love Intelligence, these become: Care — seeing and understanding people Courage — acting rightly when it matters Connection — sustaining relationships through change Yijing teaches us: True wisdom is not about controlling change, but guiding it. Love Intelligence is exactly that — using care to guide human emotion, using courage to guide direction, and using connection to create long-term outcomes...

People Don’t Remember What You Achieved — They Remember How You Made Them Feel People don’t remember your titles. They don’t remember your possessions. They don’t even remember most of your achievements. What they remember is who they were when they were with you . They remember: how you treated them as a human being, not a role how safe they felt to speak, fail, or be themselves whether they felt respected, seen, and valued whether someone cared for them, even at moments when they didn’t care much for themselves This is not sentiment. This is reality. In leadership, business, family, and life, emotional memory lasts longer than intellectual memory . You may impress people with your competence, but you earn their trust with your care. You may influence people with your authority, but you gain their loyalty with your courage to stand with them. And you may be admired from afar, but you are remembered up close, in how you listen, respond, and show up when it matters. That is why, in an A...

5 Signs You’re Being Taken Over by AI (and Don’t Realise It) 1. You know AI makes mistakes — yet you still obey it Every AI page says clearly: “AI can be wrong. Verify important information.” Yet you make decisions, judgments, even life choices based on AI output, without much questioning, sensing, or validating. That’s not efficiency. That’s outsourcing thinking. 2. You can’t write 200 words without AI anymore Not because you lack time, but because your inner voice has gone quiet. AI has become your first move, not your assistant. When expression disappears, originality soon follows. 3. You’re constantly chasing the next new AI tool Gemini today. Another model tomorrow. You’re busy learning tools, not mastering thinking. When the tool excitement fades, there’s nothing solid underneath. 4. For two years, the only thing you’ve learned is AI No philosophy. No leadership. No psychology. No ethics. Just prompts, plugins, models, upgrades. Your skills expanded — but your dep...

Most people spend their lives chasing the first and settling for the second. But both approaches are incomplete because they rely on luck or willpower . If you want a relationship that is truly "unbeatable," you need to stop choosing a side and start applying LQ (Love Intelligence). The IQ and EQ Approach: Why They Fail In my book, Love Intelligence , I explain that most people approach marriage with their IQ or EQ: The IQ Approach: You treat marriage like a contract. You "calculate" compatibility. You look at status, background, and "logic." It’s efficient, but it’s cold. The EQ Approach: You "manage" the relationship. You use communication tactics to avoid fights. It’s better, but it’s often just a way to keep the peace. The LQ Solution: Love is a Verb, Not a Result Love Intelligence teaches us that the question itself is flawed. In the world of LQ, "Love" is not something that happens to you; it is a frequency you generate . 1. M...

You graduated at the top of your class (IQ). You know how to read a room and mirror body language (EQ). Yet, you still find yourself struggling with "ghosted" sales calls, high staff turnover, or a personal life that feels like a series of empty transactions. Why? Because you are missing the Third Pillar: LQ. The "Smart" Trap We’ve been conditioned to believe that if we are smart enough and "likable" enough, the world will reward us. But in 2026, those are just the "entry stakes." IQ (Intelligence Quotient) is your Utility . It’s what a computer does better than you. If you rely only on IQ, you are a commodity. Commodities are easily replaced. EQ (Emotional Intelligence) is your Management . It’s about controlling the situation. People can feel when they are being "managed" or "handled." It lacks soul. The LQ Difference: From Management to Magic LQ (Love Intelligence) is your Humanity. It is the ability to act from a place of...

In the world of sales and business, we are often taught to be "hunters." We chase the lead, we wine and dine the prospect, and we do everything possible to "close the deal." But what happens the morning after the contract is signed? For most companies, the romance dies instantly. The attention vanishes. The "love" was purely transactional. In short: You treated your client like a one-night stand. If you want a business that survives the AI revolution and the volatile markets of 2026, you need to stop chasing transactions and start building LQ—Love Intelligence. Why IQ and EQ Are No Longer Enough For decades, we relied on IQ (to build the product) and EQ (to manage the customer's mood). But in an age where AI can write your emails and bots can handle your service calls, "Emotional Intelligence" has become a commodity. LQ (Love Intelligence) is different. It is the "Unbeatable Advantage." While EQ is about managing emotions, LQ is...

Love isn’t what you think it is. Explain it carefully, because this misunderstanding is destroying relationships. Most people say love is about finding the right person . That’s not love. That’s dependence . A relationship is not love. A relationship is a structure — a role, an agreement, a container. Love is a state inside you. Think about it. Why can a sunset move you? Why can a dog soften your heart? Why can music make you cry? You didn’t negotiate. You didn’t receive anything back. Because love is not something you do . It’s something you become . When your inner state is loving, everything you touch feels lighter, warmer, more meaningful. The dangerous lie we were taught is this: that love only exists because of another person. That belief creates fear, attachment, and control. Here’s the truth from Love Intelligence : If your heart is already loving, when someone enters your life, you share love. And if no one is there, you can sit quietly — and still fe...

Many people still believe that money comes from working harder, being smarter, or having the right strategy. That belief is outdated. In today’s world, especially in the age of AI, wealth flows less to those who push harder —and more to those whom people trust, choose, and stay with . That is where Love Intelligence (LQ) comes in. And no, Love Intelligence is not about being soft, sentimental, or “nice.” It is about understanding how human energy, trust, and emotional safety directly influence money. Money Has Always Followed Trust Here’s a simple truth we often ignore: Money is rarely earned by force. It is given—by choice. Clients choose who to buy from. Partners choose who to collaborate with. Teams choose who to follow. Behind every financial transaction is a human decision. And behind every human decision is an emotional state. When people feel:  safe,  respected,  understood,  valued They stay longer, pay more, refer others, and open doors. ...

这是一个 很多人听了会愣住、但一想就醒来的问题 —— 爱的智慧，凭什么帮我们发财？ 一句话先说穿真相 钱，从来不是被“拼命赚”来的， 而是被“人愿意交给你”而来的。 而“人愿意把钱交给你”的核心能力， 不是技术，不是背景， 而是—— 爱的智慧（Love Intelligence, LQ） 。 一、爱的智慧，决定你能不能“接得住钱” 很多人不缺能力， 但一有机会就搞砸关系。 说话太冲 情绪失控 不会倾听 一被质疑就防御、攻击或退缩 钱是顺着信任流动的。 而信任，来自情绪安全感。 👉 没有爱的智慧的人， 机会来了也会被自己吓跑。 二、爱的智慧 = 把“关系”变成“长期现金流” 真正有钱的人，很少只靠一次交易。 他们靠的是： 客户复购 朋友转介绍 团队愿意追随 合作伙伴愿意让利 这些都不是靠“聪明”， 而是靠 让人舒服、安心、被尊重 。 👉 爱的智慧，让你从“一次性赚钱”， 升级成“持续被选择”。 三、在 AI 时代，爱的智慧是“不可被取代的生产力” AI 可以： 算得更快 做得更准 成本更低 但 AI 做不到 ： 真正的关心 情绪共鸣 人性的判断 在关键时刻站在你身边 👉 未来的钱， 会越来越流向“有人味”的人。 你不是输给 AI， 而是输给了 比你更有温度的人 。 四、爱的智慧的 3 个“直接变现点” 1️⃣ Care 关爱 → 客户愿意留下 被理解的人，不轻易离开。 2️⃣ Courage 勇气 → 你敢开口、敢定价 很多人赚不到钱，不是没价值， 而是 不敢要钱 。 3️⃣ Connection 连接 → 机会主动找上你 机会不是“抢”的， 是 关系成熟后自然出现的 。 👉 这 3 个， 决定你一生能不能走“轻松致富”的路线。 五、终极结论 爱的智慧不是教你当好人， 而是教你： 在这个残酷又高速的世界里， 如何不靠消耗自己，也能富起来。