Business and Money Tips

Chatted with a friend about doing merits: social service, helping others in need, donations and charity service.  I told my friend that my contributions are small, but I have been doing such things for a long time, especially offering my service (for free) when needed.  I am heavily influenced by my late father and late younger brother Dennis Ng.  My Dad used to help out in the Chinatown hawkers association, 7th-month events and gave free repair of shoes for people.   My late brother Dennis Ng was well-known for donating big sums (5-figure) to Tzu Chi Singapore.  He also did many free talks and education for people in personal finance and entrepreneurship.   Compared to them, I am nothing, I told my friend.  But I do whatever I can offer my expertise.   The organizations, past and present, that I was involved in include Soheaven training, Agora Speakers Club, Chinese Development Assistance Council, Toastmasters International, Associ...

SuperME and Wealth Creation When you return to your SuperME, you stop operating from fear, desperation, or comparison. Instead, you act from Purpose, Love, and Gratitude (PLG): Purpose makes sure you invest your time and energy only where it matters most. Love builds trust, loyalty, and lasting relationships — the true currency of wealth. Gratitude keeps you resilient during downturns and wise during success. This is “easy money” — not because it falls from the sky, but because it flows naturally when your actions and values are aligned. ⚔️ Sun Tzu’s Art of War in Business & Money Sun Tzu teaches: “Win without fighting.” Applied to money-making, this means: Choose your battles (markets, opportunities) wisely. Leverage strengths, avoid wasteful struggles. Anticipate moves of competitors and adapt quickly. In practice, this creates smoother, faster wins — wealth with less conflict and stress. ☯️ Yijing Wisdom and Flow Yijing says life is cyclical — times of growth (spring), times of ...

This Weekend, make it the most enjoyable one with Sun Tzu Art of War, SuperME and Yijing: Sun Tzu said all war is based on deception, which is simply to change the perception so as to fulfill the Dao or Purpose.  For this weekend, plan some surprises, instead of birthday cake, have birthday flower garlands.  Don't blow candles, instead put decorative flowers on the cake.   Change the birthday from celebration of yourself to repaying gratitude.   This leads me to the 2nd way, SuperME.  Gratitude is the 3rd pillar of SuperME, so use this birthday to repay your gratitude to the people that remember your birthday.  You can give them a beautiful AI-created postal card, or just create a song from Suno.ai to thank them.  The 3rd way to enjoy your weekend is to use Yijing.  People know Yijing is something about energy or qi, so use this weekend to create lots of fun qi including: Dress up as SuperME, not Superman, by not wearing your underwear o...

Business Integrity the SuperME Way In business, integrity is constantly tested. We see it everywhere: leaders snatching clients from their downlines, competitors undercutting deals, partners chasing profit at any cost. It is tempting to play the same game, to fight fire with fire. Recently a leader tried to pull me away from my manager to his team. He promised more perks and training opportunities. It was tempting to me, and I almost jumped ship. But when I live as my SuperME, the path becomes clear. 1️⃣ Return to Purpose My Purpose is simple: to harness the potential in people. It is not to maximize profits at all costs. So whenever I face integrity issues, I go back to Purpose. The answer is then obvious: if a decision damages people, trust, or truth — it is not aligned with my Purpose. When Purpose leads, peace follows. 2️⃣ Guided by Sun Tzu’s Art of War Sun Tzu taught: “Know yourself and know your opponent, and you will never be defeated.” I know myself: my Purpose, my SuperME,...

Identifying your SuperME involves reconnecting with your truest self—the version of you that exists beyond fear, labels, and societal expectations.  Here’s how you can identify your SuperME: 1. Understand What SuperME Is  SuperME is not a title, achievement, or role.  It’s your soul, your truest self, and your empowered self.  It’s the version of you that: Leads with Purpose, Love, and Gratitude.  Lives aligned with truth and serves with intention.  Transforms wounds into wisdom and shines fully.  2. Recognize What Is NOT SuperME  SuperME is not active when you are: Survival-Me: Driven by fear, avoiding discomfort, and clinging to safety.  Protector-Me: Overthinking, building walls, and shielding yourself from vulnerability.  Small-Me: Shrinking in self-worth, avoiding leadership, and fearing judgment.  These states are often reactions to external pressures, past trauma, or societal conditioning.  3. Reflect on Your Inner Voice...

Superman vs. SuperME Superman is a hero we admire on screen — strong, invincible, faster than a speeding bullet. But Superman is fictional. He saves the world with powers we can never have. He represents an ideal, but also a distance — something “out there,” not in here. SuperME is different. SuperME is not about flying or lifting mountains. It is about something far greater: being fully, authentically human. Superman conquers by force. SuperME transforms by love. Superman saves the world. SuperME saves the self — and in doing so, uplifts the world. Superman needs powers to be super. SuperME needs only Purpose, Love, and Gratitude (PLG). Why SuperME is MoYou attract abundance, not by force, but by alignment. Superman may inspire awe. But SuperME inspires transformation. And that’s why SuperME is more than Superman. Because it is real, it is lasting, and it is already inside you. Grab it at https://asiatrainers.org/smubook

Do you want to make wiser decisions with confidence? Do you want to win more in life… without endless conflict and struggle? And do you want to live fully, with joy and authenticity? If your answer is yes… then I have three keys to give you. The first key is the Yijing , the Book of Changes — a wisdom tradition 7,000 years old. My book Wealth with Yijing shows you how to use this ancient system to solve modern problems: from investments to leadership to life’s toughest decisions. With Yijing, you gain clarity when others are confused. The second key is from Sun Tzu’s Art of War . But it’s not about fighting battles. It’s about winning without fighting . In my book Win Without Fighting with Sun Tzu Art of War , you’ll discover how to resolve conflicts, lead teams, and outsmart challenges — not through force, but through wisdom and strategy. And the third key is the SuperME — your authentic self. SuperME Unleashed , which I co-authored, is about living with Purpose, Love, and Gr...

We upgrade our phones every year. We upgrade our laptops every two years. But let me ask you: when was the last time… you upgraded yourself ? For years, I was upgrading everything around me — my gadgets, my career, even my wardrobe — but deep inside, I was still running on “version 1.0.” I was busy, stressed, and chasing success… yet never feeling fulfilled. And then… I discovered something life-changing: SuperME. SuperME is not about becoming someone new. It’s about rediscovering who you already are — your authentic self. Through SuperME, I learned three powerful truths: First, live with Purpose . Purpose is your compass. It tells you where to go, even when the world feels noisy. Second, live with Love . Not just love for people, but love for your work, your health, your journey. Third, live with Gratitude . Gratitude transforms ordinary coffee into a miracle, and an ordinary day into a celebration. When I embraced Purpose, Love, and Gratitude, everything changed. I...

When I was young, I used to envy those with big houses and flashy cars. I thought that was success. I thought that was happiness. But as I grew older, I realized something deeper: It is not wealth outside, but strength inside that matters. It is not possessions, but peace. It is not status, but joy. And when I encountered SuperME , the truth became clear: ✨ Happiness is not something to chase. ✨ Strength is not something to prove. ✨ Fulfillment is not something to buy. All of these already live inside me. I only need to return to my authentic SuperME — the self that is whole, grateful, loving, and free. That is the real enlightenment. That is the real wealth. And the best part? It was within me all along. 📖 Discover this journey too in SuperME Unleashed by Dr. Vivian Passion Koh with Andy Ng.

Slowing Down to the Speed of Life What if I told you… that the fastest way to live fully… is to slow down? Strange, isn’t it? In a world obsessed with speed — faster internet, faster promotions, faster results — I stand here to tell you: true success… true happiness… is found when we slow down.   Because only when we slow down… can we finally move at the speed of life.   1. Purpose, Love, and Gratitude  Slowing down to the speed of life begins with three anchors: Purpose, Love, and Gratitude. When we pause, we remember our purpose : why we are here, what truly matters beyond our job titles or bank accounts. Purpose is the compass that points us back to our true north. When we slow down, we can give and receive love — the hugs we didn’t rush through, the laughter we didn’t miss, the people who matter more than profits. And when we live with gratitude, suddenly, the ordinary becomes extraordinary . That cup of coffee isn’t just caffeine, it’s a miracle of ra...

MetaPhysics and SuperME: From Fixed Destiny to Living Wonder Metaphysics has long told us: “Your life is fixed at birth.” Your wealth, success, relationships, even your lifespan — all written before you take your first breath. For many, this sounds disheartening. Why try, if nothing can change? But here’s the revelation: knowing you are a SuperME transforms that belief into pure motivation. If life is “fixed,” then what is fixed? Is it poverty, struggle, or pain? No. What is truly fixed is your original self — your SuperME. ✨ SuperME is your authentic core , beyond roles, titles, upbringing, or environment. It is the version of you that is unshaken by circumstance, and unlimited in love, gratitude, and purpose. When you realize this, the message of destiny becomes not a prison, but a liberation: If your life is fixed, it means you were destined to shine as a SuperME. You were born with the capacity to rise above roles and limitations. You were meant to create ripples, do...

Self-Esteem: The Core of SuperME Self-esteem is how you see yourself. It is the foundation upon which you build your choices, your relationships, and your future. For many, self-esteem is fragile because it is built on Survival-Me, Small-Me, or Protector-Me: Survival-Me ties self-worth to surviving hardships. “If I can just get by, I am enough.” Small-Me measures worth by comparison. “If I’m as good as others, I am enough.” Protector-Me hides behind shields, achievements, or roles. “If I look perfect, I am enough.” But all these are conditional. They rise and fall with circumstances, and so people feel insecure, doubtful, and fearful. ✨ SuperME is different. SuperME says: I am enough, not because of what I achieve, but because of who I am at the core. Purpose grounds your self-esteem in meaning, not performance. Love allows you to accept yourself fully, with compassion for your flaws and courage to grow. Gratitude turns your focus from what’s missing to what’s already present and beaut...

How SuperME Unleashed Transforms Lives — One Heart at a Time Some books are written with ink. SuperME Unleashed was written with soul. Launched quietly but powerfully, this book is more than just pages and print — it is a living heartbeat that continues to touch, awaken and transform lives long after the final chapter is read. But behind this sacred creation is a journey of hearts returning home — starting with its co-creators. 1. For Dr Vivian Passion Koh: A Dream That Became the World’s Mirror For Dr Vivian Passion Koh, SuperME is more than a concept — it is her soul’s whisper finally spoken aloud. For years, Vivian had been carrying a quiet message — one that echoed through her prayers, her healing work, her music, her mentoring. A message that says, “You are not broken. You are not here just to survive. You are here to rise. To love. To be your SuperME.” She would often speak this truth to herself during the hardest times — using it to guide her out of anxiety, grief, and overwhelm...

SuperME strengths are centred around the framework of Purpose, Love and Gratitude (PLG), and they include:  Clarity and Purpose: Have a clear sense of direction and purpose, guiding their actions and decisions. Emotional Resilience: Able to navigate challenges with resilience and confidence. Courage and Confidence: Operate from a place of courage, making bold choices and taking calculated risks Empathy and Compassion: Foster strong, supportive relationships and communities Gratitude and Appreciation: Maintain a positive outlook, appreciating lessons from setbacks and successes alike Authenticity and Self-Awareness: Embody your authentic selves, aware of your strengths, weaknesses, and values, leading to more intentional and effevtive decision-making Inspiring and Empowering Others: Have a positive impact on those around them, inspiring and empowering others to grow and develop These strengths combined enable SuperME individuals to live a fulfilling life, make a meaningful impact, a...

SuperME Unleashed is a self-help book written by Dr Vivian Passion Koh, with contributions from Andy Ng.  The book focuses on transforming one's life by reconnecting with one's authentic self and living with Purpose, Love and Gratitude (PLG).  Here's a summary of the book's main points: Overcoming Self-Doubt: The book emphasizes the importance of overoming self-doubt and silencing societal expectations to align with one's truth.  Purpose, Love and Gratitude (PLG): The author introduces the PLG framework, which helps readers reconnect with one's authentic self and live a more fulfilling life.  Emotional Intelligence and Resilience: The book provides practical advice on developing emotional intelligence and resilience to navigate life's challenges.  Transformative Leadership: The author encourages readers to become transformative leaders by embracing their SuperME, sparking positve change, and creating a meaningful legacy.  Personal Growth and Development: Th...

How Andy Can Transform Your Team with SuperME Unleashed In today’s high-pressure workplace, most people operate in “Survival-Me” mode —reactive, stressed, and disconnected. The result? Burnout, low morale, and missed opportunities. Andy Ng, Chartered Accountant (CA), MBA (UK), and trainer with over 29 years of experience , introduces SuperME Unleashed —a breakthrough framework built on Purpose, Love, and Gratitude (PLG) . Through this 1-day, high-impact program, Andy helps your team: Shift from Survival-Me to SuperME —unlocking clarity, energy, and resilience. Ignite collaboration by fostering a climate of trust and appreciation. Boost productivity instantly with practical PLG tools that deliver measurable results. Build sustainable change that lasts long after the workshop ends. Unlike typical motivation sessions, SuperME Unleashed is experiential —your people will walk away not just inspired, but empowered to act immediately . With Andy as your guide, your team ...

SuperME Doesn’t Correct Mistakes — It Awakens Right Action They say the more you correct other people’s mistakes, the more mistakes they make.     Why? Because constant correction — especially in public, or over small things like parking, or daily routines — does not build confidence. It creates fear. Fear shrinks people. Fear makes them second-guess every move. Fear turns simple tasks into mountains, because the person is no longer acting from their heart, but from a desperate attempt to avoid being wrong. This is the way of the Survival-Me — always watching, judging, criticizing, and operating in lack. But the SuperME ? It does not rush to point out flaws. Instead, it creates a climate where right action blossoms naturally. ✨ With Purpose — people know why they are doing what they do, so clarity replaces confusion. ✨ With Love — they feel safe enough to grow, experiment, and even fail without shame. ✨ With Gratitude — they learn from every outcome, seein...

If I could live every year of my life with Purpose, Love, and Gratitude, what would happen to my wealth? ✨ With Purpose – I would stop chasing random opportunities and align myself with what truly matters. My energy wouldn’t be scattered, and every action would compound into meaningful success. Wealth would no longer be accidental, but intentional. ✨ With Love – I would build relationships of trust, loyalty, and collaboration. And because money flows through people, my wealth would multiply through genuine partnerships and opportunities that I could never create alone. ✨ With Gratitude – I would see abundance everywhere, even in challenges. Gratitude keeps me resilient in downturns and wise in upturns. It teaches me to use money as a tool, not a master — and that mindset always attracts more. 🌟 The truth is, living with PLG turns wealth into more than dollars. It becomes financial stability, emotional richness, spiritual clarity, and the joy of impact . You don’t just make a li...

The purpose of creating SuperME Unleashed was never just to write another book. It was born from a deep desire — to connect, inspire, and empower like-minded individuals to live lives of authenticity, joy, and meaning. In today’s fast, noisy world, many people are chasing success but still feeling empty inside. SuperME Unleashed is here to remind you that you don’t need to keep running. You already carry within you the compass of Purpose, Love, and Gratitude (PLG) . Purpose helps you rediscover your true direction, beyond titles and roles. Love brings back the power of genuine connection — with yourself and others. Gratitude transforms every challenge into a stepping stone for growth. This book is not about giving you rules — it’s about awakening the part of you that has always known there is more to life than struggle, comparison, and survival. It’s about helping you return to your SuperME — the version of you that lives with courage, clarity, and heart. ✨ And whe...

If you only measure wealth in dollars, you’re already broke. Because real wealth is not just money in the bank — it is peace in your heart, purpose in your work, love in your relationships, and gratitude in your every breath. SuperME gives you Super Wealth. The kind of wealth that money alone can never buy: clarity of purpose, freedom from fear, authentic connections, and a magnetic energy that even attracts financial abundance. That’s why people who return to their SuperME no longer chase wealth — wealth chases them. 📖 Discover this transformation in SuperME Unleashed by Dr. Vivian Passion Koh with AndyTheCoach. Get your copy here: https://asiatrainers.org/smubook

AI may replace tasks, but it can never replace your heart. Leading with SuperME keeps you irreplaceable." When the world is racing toward automation, what makes you stand out is not speed, efficiency, or even intelligence. Machines can do that better. What they cannot do is care, inspire, and connect. SuperME leadership is about leading with Purpose, Love, and Gratitude (PLG)—qualities that no AI can replicate. With Purpose, you give people direction beyond KPIs. With Love, you inspire trust and loyalty. With Gratitude, you build cultures where people thrive. This is why SuperME leaders will never be replaced. Because while AI may change the future of work, the future of humanity belongs to those who lead with the heart. 👉 Discover more in SuperME Unleashed and bring SuperME Leadership to your team, more at https://asiatrainers.org/smu

Now you can read a sample of Vivian's newest book SuperME Unleashed at https://www.amazon.com/dp/9819437997?ref_=pe_93986420_774957520&asin=9819437997&revisionId=&format=4&depth=1 It is now at Amazon at US$27.5, plus overseas freight of US$9, making a total of S$49.  If you are in Singapore, I can obtain the book for you at just S$ 27.50, inclusive of postage.  Order in SG at  https://asiatrainers.org/smubook. Enquiries email to andythecoach@gmail.com

Why With SuperME, You’ll Never Be Out of Money Purpose Creates Flow of Opportunities When you live as your SuperME, your life is driven by purpose . Instead of chasing after jobs, clients, or money, you naturally attract opportunities aligned with your gifts. Purpose is magnetic — people trust and invest in those who are clear about why they do what they do. Example: I Andy Ng didn’t go hunting for training gigs. His clarity of purpose (bringing Sinology and SuperME to the world) drew training agencies and companies to him, because they felt the depth and authenticity. Love Builds Wealth in Relationships Money doesn’t live in banks — it flows through people. When you live with love , you create genuine bonds. People want to support you, recommend you, and do business with you because they feel seen, heard, and valued. Example: Vivian Passion Koh didn’t just publish a book; she poured love into it. That love inspired readers to buy, share, and spread the message. Income be...

Now you can read a sample of my newest book Win Without Fighting with Sun Tzu Art of War.  https://www.amazon.com/dp/9819437997?ref_=pe_93986420_774957520&asin=9819437997&revisionId=&format=4&depth=1 It is now at Amazon at US$27.5, plus overseas freight of US$9, making a total of S$49.  If you are in Singapore, I can obtain the book for you at just S$ 27.50, inclusive of postage.  Order in SG at  https://asiatrainers.org/wwfbook. Enquiries email to andythecoach@gmail.com 

31 Reasons to Share SuperME Unleashed  Because healing multiplies when shared. It’s not just a book — it’s a mirror to the soul. One person’s breakthrough becomes another’s inspiration. The stories inside are universal human truths, not private secrets. Sharing is an act of love and gratitude in action. Every page is written to awaken, not to impress. It brings Purpose, Love, and Gratitude (PLG) into daily life. It offers practical steps to move from Survival-Me to SuperME. It reminds us we are not alone in our struggles. Because unspoken pain gets light when someone else reads and feels seen. It teaches that vulnerability is strength — and that is best shared. It doesn’t preach; it walks alongside the reader. Readers have confessed: “It feels like this book understands me.” When you share it, you give someone their first “a-ha” moment. It turns ordinary conversations into heart-to-heart connections. It’s a legacy book — something that can be passed on, not just consumed. It helps ...