Business and Money Tips

中秋真正要圆的，从来不是月亮 今晚，我们赏月、吃月饼、点灯笼。 但中秋节真正要庆祝的，也许从来不是月亮。 月亮，只是在提醒我们：有些人，不要等失去了，才想起珍惜。 一、惜缘——珍惜还在身边的人 父母会老，孩子会长大，朋友也会渐渐走远。 我们总以为还有下一次。 下一次吃饭，下一次见面，下一次再好好说话。 可是人生最残酷的地方，就是—— 有些“下一次”，真的不会来。 所以，中秋提醒我们： 人在，缘就在。人在，就要珍惜。 二、团圆——不是人在一起，而是心在一起 一家人可以住在同一个屋檐下，却很久没有真正说过心里话。 夫妻可以结婚30年，却不知道对方最近累不累、怕什么、心里藏着什么。 今年中秋，不要只是送月饼。 找一个你爱的人，坐下来，问一句： “你最近，真的过得好吗？” 然后不要急着给建议。 只是好好听。 有时候，一个人最需要的，不是答案。 而是终于有人愿意听懂他的心。 三、圆满——有些关系，值得我们先走一步 也许有一个人，你很想念，却很久没有联系。 也许有一句“谢谢”，一直没有说。 也许有一句“对不起”，藏在心里很多年。 也许你们都在等对方先开口。 为什么一定要等？ 真正的圆满，不是所有事情都完美。 而是我们还有机会的时候，愿意把没有说的话说出来，把疏远的心重新拉近。 这就是 爱的智慧（LQ） ： 关爱（Care）——记得那些重要的人。 勇气（Courage）——愿意先走一步。 连接（Connection）——让两颗疏远的心，再次靠近。 所以今晚，当你抬头看月亮时，也看看身边的人。 因为中秋真正要圆的， 从来不是天上的月亮，而是我们心中那一份没有完成的爱。 月有阴晴圆缺，人有聚散离合。 趁人还在，趁爱还来得及——好好爱。

3 Reasons Why We Celebrate Mid-Autumn Festival — And They Have Nothing to Do with the Moon Tonight, millions of people will look at the full moon, eat mooncakes and light lanterns. But perhaps Mid-Autumn Festival was never really about the moon. The moon is only a reminder. A reminder of three things we easily forget. 1. To Remember — 惜缘 Life moves quickly. Parents grow older. Children grow up. Friends drift apart. Mid-Autumn reminds us: Don't wait until someone is gone before remembering how important they were. Treasure the people who are still here. 2. To Reconnect — 团圆 团圆 is more than sitting at the same dinner table. You can live in the same house for 30 years and still be emotionally miles apart. This Mid-Autumn, don't just share a mooncake. Share a conversation.  Ask someone you love: “你最近真的过得好吗？” “How are you, really?” Then listen. 3. To Repair — 圆满 There may be someone you love but haven't spoken to properly for months or years. Someone you misunderstood.  Someone ...

AI省下了时间，然后呢？ AI时代最大的问题，已经不是： “我们会不会用AI？” 而是： “当AI越来越能取代人的工作，人怎么办？” 这里有一个很矛盾的问题。 企业不断培训员工使用AI，提高生产力。但如果所谓的“提高生产力”，最终只是意味着 公司需要更少的人 ，员工为什么要积极学习一种可能减少自己工作机会的工具？ 所以，我们必须重新思考： 什么才是真正的AI生产力？ 假设过去需要20个人完成的工作，现在10个人加上AI就能完成。 对企业来说，成本降低了，账面上的生产力也提高了。 但这只是故事的一半。 如果另外10个人失业，又无法找到新的、有价值的工作，整个社会同时失去了他们的 收入、消费能力、技能和未来可能创造的价值 。 所以： 降低成本，创造的是效率。 创造新价值，带来的才是进步。 AI真正的机会，不应该只是“少请几个人”，而是把AI释放出来的 时间、人才和资源，重新投入价值创造。 如果AI每天帮我省下两个小时，我要问： 这两个小时，我拿来做什么？ 只是少工作两个小时？ 还是裁掉一个人的工作？ 或者利用这两个小时： 开拓新市场、开发新产品、改善客户体验、创造新的商业模式，甚至解决过去解决不了的社会问题？ 例如人口老龄化、生育率下降、医疗、教育、永续发展等。 这才是真正值得追求的AI革命。 所以，CEO、HR和董事会不应该只问： “AI可以帮我们省多少钱？” 更应该问： “AI释放出来的人类能力，可以为我们创造什么新的价值？” 因为未来真正优秀的企业，不是利用AI让人变得更便宜。 而是 让AI使人变得更有价值。 省时间，不等于生产力。 把省下来的时间变成价值，才是真正的AI生产力。

AI Saves Time. But What Are We Saving the Time For? The biggest question about AI is no longer: “How do we use AI?” It is: “What happens to humans when AI can do more and more of their work?” There is an uncomfortable paradox. We train employees to use AI to become more productive. But if “productivity” simply means that the company eventually needs fewer employees, why should workers enthusiastically help train the technology that may reduce the need for their jobs? This is where we need to rethink what AI productivity really means. Suppose AI allows ten people to do the work previously done by twenty. The company may save money. Its measured productivity may rise. But that is only part of the equation. If the other ten people lose their jobs and cannot find productive new work, society also loses their income, consumption, skills and potentially their future contribution. The real opportunity from AI comes when the time and resources it releases are reinvested into human value creat...

爱的智慧最高境界：做个好人 我们一生都在学习： 怎样更聪明， 怎样赚更多钱， 怎样成功。 但走到最后， 爱的智慧（LQ）其实很简单： 心存善，行动善，结果自然向善。 做好人（Be Good） ——心里有善意。 做好事（Do Good） ——把善意变成行动。 得善果（Good Returns） ——善良累积信任、人缘、机会与福气。 做好事，不代表马上有好报。 人生不是自动贩卖机，投下一份善，就马上掉下一份回报。 但是长期而言： 善良创造信任， 信任创造关系， 关系创造机会， 机会创造财富。 这就是爱的智慧： Care 关爱——心存善。 Courage 勇气——敢行善。 Connection 连接——广结善缘。 所以，人生不必太复杂。 做好人，做好事，结善缘。 你给世界什么，往往决定世界最终给你什么。

The Ultimate Love Intelligence: Be a Good Person We spend our lives learning how to be smarter. How to make more money.  How to communicate better.  How to influence people.  How to succeed. But perhaps at the end of everything, Love Intelligence (LQ) comes down to something remarkably simple: Be Good — have goodness in your heart. Do Good — turn goodness into action. Create Good — leave people, relationships, organisations and the world a little better because you were there. And what about the reward? Doing good does not guarantee that every good act will bring an immediate reward. Life doesn't work like a vending machine. But over time, goodness tends to create something extremely valuable: Trust. Reputation. Relationships. Meaning. Inner peace. And these often create opportunities and rewards that money alone cannot buy. This is where the 3Cs of LQ ultimately lead: Care → Be Good. Perhaps we don't need to make Love Intelligence complicated. Do good ...

For decades, business leaders lived by a single rule popularized by economist Milton Friedman: maximize profits for shareholders, and worry about the rest later . Doing good was treated like a side hobby, a shiny sustainability report published once a year just to check regulatory boxes . Today, that old playbook is obsolete . Thanks to AI, social media, and instant global connectivity, businesses now operate inside what is effectively a "glasshouse" .  Supply chains are searchable . How a company treats its workers, impacts the environment, or serves its customers can be broadcast to millions in seconds . Misleading PR and hollow pledges no longer cut it; in an era where an AI-assisted fact-checker or disgruntled employee can scrutinize claims instantly, authenticity is a company’s most valuable shield . Real purpose is not philanthropy, nor is it ignoring financial returns . It is about solving an actual human, societal, or environmental problem in a way that is financia...

Not Everything That Can Be Sustained Should Be Sustained The missing question in sustainability is not “Can we continue?” but “Should we continue?” Imagine a company discovers a business model that is highly profitable. It can repeat the model year after year. Customers keep buying. Profits keep growing. Is that sustainable? Perhaps. But what if those profits depend on exhausting employees, exploiting suppliers, misleading customers, misusing personal data or damaging the environment? Suddenly, “sustainable” doesn't sound so sustainable. Sustainability Needs Ethics I like to define sustainability simply: Sustainability is doing something again and again because it continues to create value for yourself, others and the world. But there is an important question hidden inside this definition: What do we mean by “value”? Something can create financial value for me while destroying value for somebody else. That is why ethics matters. Sustainability asks: “Can we continue?” Ethics asks: ...

中秋节真正要“圆”的，不是月亮 2026年9月25日，是中秋节。 很多人想到中秋，就是月饼、灯笼、赏月。 但中秋真正的意义，其实只有两个字： 团圆 团圆，不只是大家坐在一起吃饭。 而是问自己： 谁一直陪着我，却被我忙碌的人生忽略了？ 谁是我想念，却很久没有好好说话的人？ 所以今年中秋，我建议你一定做一件事： 找一个你爱的人，进行一次深度对话。 放下手机，不谈工作，不谈钱。 只问一句： “你最近，真的过得好吗？” 然后，好好听。 这就是 爱的智慧（LQ） ： 关爱，让我们记得彼此。 勇气，让我们主动靠近。 连接，让两颗心重新走在一起。 月饼会吃完，月亮也会再次变缺。 但人与人重新建立的连接，可以留下来。 中秋真正要圆的，不是月亮，而是人心。 团圆，不只是人在一起。 而是心，重新在一起。

For 2026, the Mid-Autumn Festival is 25 September, the 15th day of the 8th lunar month. But the true meaning is much deeper than mooncakes and lanterns. The real meaning of Mid-Autumn Festival: Tuan Yuan 团圆 The full moon represents 圆满: wholeness and completeness. That is why the festival became closely associated with 团圆, the reunion of family and people who matter to us. Yet 团圆 does not simply mean everyone sitting around the same table. It means remembering: Who has walked through life with me? Who have I neglected because I became too busy? Who deserves to hear from me while I still have the opportunity? We spend much of the year chasing things, money, success, recognition, targets. Mid-Autumn Festival gives us one evening to stop chasing and come home to people. That is also why the festival connects naturally with Love Intelligence LQ. Care: remember the people who matter. Courage: reach out even if the relationship has become distant. Connection: don't merely send a mooncake;...

如何把“永续”活在每天？ 一谈到 永续 ，很多人想到的是政府、企业、ESG、环保和减碳。 其实，永续可以从 我们每天的生活方式 开始。 我对永续有一个很简单的定义： 一件事情，如果你能够不断重复去做，而且持续为自己、他人和世界创造价值，就是永续。 所以，永续不只是节省能源、减少浪费、保护环境。 它也包括我们 如何工作、如何消费、如何与人相处，以及如何做决定。 1. 永续消费 需要才买，物尽其用，减少浪费。 不是拥有更多，而是 让每一样资源发挥更大的价值。 2. 永续工作 不要为了今天的成绩，耗尽明天的自己。 真正的高绩效不是今天拼尽全力，而是： 明天还能够继续做好。 3. 永续关系 好的关系不能只有一方不断索取。 多一点关心、欣赏、支持和付出，让双方因为这段关系而变得更好。 4. 永续决策 每次做重要决定前，多问自己一句： “如果未来五年我都这样做，结果会怎样？” 短期看起来正确的决定，长期未必正确。 5. 用“爱的智慧”实践永续 最简单的例子就是—— 聆听。 聆听几乎不需要成本，却可以天天做，而且越做越有价值： 聆听 → 理解 → 连接 → 信任 → 价值 这就是 爱的智慧（LQ） ，也是人人都可以实践的永续。 所以，永续生活不妨从一个问题开始： 不只问：“现在对我有没有好处？” 更要问：“我能不能一直这样做，而且持续创造价值？” 永续，不是偶尔做一件大事。 而是每天重复做那些值得一直做下去的小事。 当一件事能够持续为 自己、他人和世界创造价值 ， 永续就不再只是ESG概念，而是一种生活方式。

Sustainability is often discussed as something for governments, corporations and ESG departments . But sustainability begins with how we live every day . To me, something is sustainable when we can do it again and again because it continues to create value for ourselves, for others and for the world. That means sustainability is not only about saving energy, reducing waste or protecting the environment. It is also about how we work, consume, communicate and treat people . Consider five simple daily practices: 1. Consume with care. Buy what we need, use what we have, waste less. 2. Work sustainably. Don't achieve today's results by exhausting tomorrow's energy. Sustainable performance means being able to perform well again tomorrow . 3. Build sustainable relationships. Don't keep taking from relationships. Give value, appreciation and support so that relationships become stronger over time. 4. Make sustainable decisions. Before acting, ask: If I keep doing th...

为什么懂《易经》的人，更不容易被骗？ 为什么聪明人也会被骗？ 很多时候，不是因为不聪明，而是骗子懂得制造一个让你 无法冷静思考的“局” ： 贪、怕、急、信。 而《易经》教我们的，恰恰是—— 看局、看变、看时、看因果。 一、阴阳：越美好，越要看另一面 高回报？风险在哪里？ 陌生人对你特别好？为什么？ 稳赚不赔？谁承担损失？ 当你只看到好的一面，你可能还没有看到全局。 二、变易：突然的“变”，往往是警讯 骗子开始可能只是与你建立关系。 然后突然： “马上转钱！” “最后机会！” “千万不要告诉别人！” 《易经》是“变化之书”。 情况突然改变，就是你应该停下来的时候。 三、时：不要让骗子决定你的时间 骗子最怕你做一件事： 等。 不要急着转账，不要急着点击，不要急着相信。 停下来，查证，再问一个你信任的人。 有时候，最正确的行动，就是暂时不行动。 四、因果：不要只看“果”，要追问“因” 有人说投资可以赚30%，不要先想自己可以赚多少钱。 先问： 钱从哪里赚来？为什么轮到我？ 如果连“因”都解释不清楚，就不要急着相信那个美丽的“果”。 《易经》最重要的防骗问题 每当有人要求你交出 钱、资料或信任 时，先问自己一句： “有什么是我还没有看到的？” AI时代，骗子越来越聪明。我们不可能认识所有骗局。 但我们可以训练自己拥有一种更重要的能力： 看变化、看时机、看因果、看全局。 《易经》不能保证你永远不会被骗。 但它可以让你在别人设的“局”里， 更早看见这个局。 最高明的防骗，不是认识所有骗局，而是在骗局控制你之前，先看懂它。 这就是《易经》在AI时代非常实用的智慧。

Why do intelligent people still get scammed? Often, it is not because they lack intelligence. It is because scammers know how to create the wrong situation for good judgement:  urgency, fear, greed, excitement or misplaced trust. This is where Yijing offers surprisingly practical wisdom. Yijing teaches us not merely to ask, “Is this opportunity good?” but to examine the person, situation, timing, relationship and changes taking place. 1. Yin Yang 阴阳 — Look at Both Sides When something appears extremely attractive, deliberately look for its opposite. High return? Ask about the risk. Great opportunity? Ask what could go wrong. Very friendly stranger? Ask why the sudden trust. Yin and Yang remind us: When you see only the good side, you are probably not seeing the whole picture. 2. Easy Change 变易 — Watch What Changes Scammers often begin by building trust. Then something changes. Suddenly there is an emergency. Suddenly you must transfer money. Suddenly there is a “l...