Business and Money Tips

Money Has Energy Only When It Moves Only things that move have energy. Water that stops flowing becomes stagnant. Blood that stops circulating cannot sustain life. Money is the same. Money sitting somewhere is merely an asset. Money that moves can create opportunities, livelihoods, relationships and hope. But there is an important question: Where are you moving your money? You can move money out of fear,  greed, or  Love Intelligence (LQ). Care — Spend money where it genuinely improves lives. Support your family, employees, community and people who need an opportunity. Courage — Invest rather than merely hoard. Have the courage to use resources today to create something of greater value tomorrow. Connection — Let money strengthen relationships rather than destroy them. Pay fairly. Give generously. Invest responsibly. Help others grow. This is beautifully reflected in Dear You . Musheng worked hard to earn money, but the money kept moving home to his family. Nan...

给阿嬷的情书 教会我们的爱的智慧 很多人问我： “孩子跟我越来越远，夫妻之间也没有以前亲密，朋友也渐渐少了。我甚至觉得，自己已经不知道怎么去爱了。” 我的回答是： 不要等到有爱的感觉，才去爱。 先做一件有爱的事。 《给阿嬷的情书》里，没有人高谈阔论什么是爱。 他们只是默默地 去爱 。 木生拼命工作，把钱寄回家——爱，是承担。 南枝十八年写信寄钱，不求回报——爱，是付出。 淑柔独自养大孩子，依然守候——爱，是坚持。 谢来顺没有控制女儿的人生，而是让她走自己的路——爱，有时候也是放手。 这就是《爱的智慧》（LQ）的 关爱、勇气、连接 。 关爱（Care） ：从一件小事开始。发一句问候，买一份他喜欢的食物，认真听他说话。 勇气（Courage） ：即使对方没有马上回应，也继续去爱。不要计算：“为什么总是我先？” 连接（Connection） ：不要一直要求别人走进你的世界。试着走进他的世界，了解他现在真正关心什么。 很多关系不是突然疏远的，也不会因为一次谈话突然亲近。 所以，不要急着“修复”关系。 从小小的爱，重新开始。 今天关心一次。明天再关心一次。慢慢地，陌生会变成熟悉，距离会变成连接。 也许《给阿嬷的情书》最想告诉我们的就是： 爱，从来不需要轰轰烈烈。 一封信，一顿饭，一个电话，一次等待，一句： “我在这里。”  都可以是爱。 不要等别人先爱你。 从今天开始，先爱一个人。 因为爱的智慧，不只是心里有爱， 而是让别人感受到你的爱。

“I Feel So Far from My Family. How Do I Love Again?” A question people often ask me is: “My children seem so far away from me. I’m no longer close to my spouse, my family or even my friends. I feel that I don’t know how to give love anymore. What can I do?” My answer is: Don't begin by trying to feel more love. Begin by doing one loving thing. Dear You teaches us this beautifully.  Nobody in the movie gives lectures about love. They simply do love. Musheng works long hours and saves whatever he can for his family. He shows us that love can be responsibility. Nanzhi writes letters and sends money for 18 years without asking for recognition. She shows us that love can be giving without keeping score. Shurou waits, raises her children and continues living. She shows us that love can be faithfulness. Xie Laishun does not control his daughter. He gives her the freedom to live her own life. He shows us that sometimes love means letting go. There is something important here. They don'...

Why Pause Singapore matters Singapore’s first phase of nation building was highly visible: housing, infrastructure, education, jobs, security and economic survival. The next phase is increasingly human: What kind of society are we becoming while we continue progressing? That is where Pause Singapore has an interesting role. Pause creates space before reaction. In a fast-moving society, people are constantly responding, to work, technology, social media, costs, expectations and one another. Pausing restores intentionality. Reflect turns experience into meaning. Instead of asking only, “What can Singapore give me?” , reflection invites another question: “What kind of Singapore do I want to help create?” Gift changes citizenship from entitlement to contribution. A gift need not be money. It can be time, knowledge, encouragement, kindness, mentorship, listening, volunteering—or simply making another person's day better. Act prevents reflection from becoming merely inspiratio...

The Master Key: Win the Battle Before It Begins As Inspired by Charles F. Haanel’s The Master Key System Let me start with a question. Where does success begin?   With money?  Connections?  Education?  Hard work? Charles F. Haanel, author of The Master Key System , would give us a very different answer. He would say: It begins inside you. Before something becomes an achievement, it is an action. Before it becomes an action, it is a decision. And before it becomes a decision— it is a thought. That means many of the battles we fight outside us have already been won—or lost—inside us. 2,500 years ago, Sun Tzu gave us a remarkably similar principle: “Victorious warriors win first and then go to war.” So perhaps the greatest battlefield is not the marketplace.  Not your  competitor.  Not your boss.  Not even another person. The greatest battlefield is your own mind. The Door That Opens from Within Imagine two people facing exactly the same setback...

We are living in a world of VUCA: Volatile, Uncertain, Complex and Ambiguous world.  If you are struggling to look for answers, a 7,000-year old oriental wisdom called Yijing can help.  The Yijing (I Ching or Book of Changes) helps manage VUCA by shifting your focus from trying to predict the future to adapting to the present. It teaches that change is the only constant, providing a mental framework to navigate chaos.   Here is how Yijing specifically tackles each element of VUCA: 1. Countering Volatility with Cyclic Change Change is Constant. Change is not random; it moves in predictable, cyclical patterns (like seasons or day and night). Management Application: When business hits a volatile peak or valley, Yijing reminds leaders that this state is temporary. It prevents panic during downturns and complacency during booms. 2. Countering Uncertainty with "Timeliness" ( Shi ) Shi Concept: Success depends on Shi (doing the right thing at the exact right moment). Manag...

From Common Sense to Common Practice After many years of training people, I have come to realise something: The most important things in life are often not things we don't know. They are things we know, but don't do. We know we should listen.  We know we should care.  We know we should appreciate people. We know trust takes years to build and moments to destroy.  We know we should have the courage to do what is right. These are common sense. But common sense is not always common practice. And that is why I believe the job of a trainer is not simply to transfer knowledge. A trainer must touch hearts. Knowing Is Not Enough If participants leave my class saying, “Andy taught me many things today,” I have only completed part of my job. I want them to leave saying: “I already knew some of these things. But today, I finally felt them.” Because when something touches your heart, you remember it differently. And when you remember it differently, you are more likely to live it di...

永续，不只是环保，而是爱的智慧 很多人一谈到“永续” 或可持续性发展，首先想到的是环保、减碳、绿色能源。 但真正的永续，远远不只是“绿色”。 永续，是我们满足今天的需要，却不牺牲下一代满足他们需要的能力。 对企业而言也是如此。真正的企业永续，不只是赚今天的钱，而是在追求经济成果的同时，也照顾员工、客户、社会、环境与商业伦理，为所有利益相关者创造长期价值。 而这一切的背后，其实需要一种很重要的能力—— 爱的智慧（Love Intelligence） 。 爱的智慧有三个核心： 关爱、勇气、连接。 关爱（Care） ，让我们想到的不只是自己，也想到那些可能永远不会遇见的人，甚至尚未出生的下一代。 勇气（Courage） ，让我们愿意为了更长远的未来，放弃眼前的一点利益；面对不对的事情，也敢于说“不”。 连接（Connection） ，让我们明白：人与人、企业与社会、今天与未来，从来都不是彼此独立的。我们今天所做的每一个决定，都可能成为别人明天生活的一部分。 所以，永续并不只是企业写在ESG报告里的数字，也不只是少用几个塑料袋、多种几棵树。 永续，其实是把爱的智慧延伸到未来。 因为我们关爱一些可能永远不会遇见的人； 我们有勇气为明天，牺牲今天的一点方便与利益； 我们更明白，自己与下一代的命运，始终紧紧相连。 这就是永续。 也是爱的智慧，留给未来最美好的礼物。

How Love Intelligence Creates Sustainability Sustainability is often misunderstood as simply “going green.” It is much bigger than that. Sustainability means meeting today’s needs without compromising the ability of future generations to meet theirs . For companies, sustainability means creating long-term stakeholder value by balancing economic performance, environmental responsibility, social well-being and ethical governance. This is where Love Intelligence (LQ) becomes highly relevant. The Love Intelligence framework is built around 3Cs: Care, Courage and Connection . 1. CARE — Think beyond yourself and today Care means considering how our actions affect other people, society and future generations. Personally, we care for our health, relationships, family and resources instead of sacrificing tomorrow for immediate gratification. Corporately, Care means looking beyond short-term profits. A company considers employees, customers, communities, suppliers and the environment ...