Business and Money Tips

“Buy Now Pay Later” is convenient, trendy, and even addictive. But for many, it’s the beginning of: Hidden debt Mental burden Delayed regret The trap? It feels light now. But it gets heavier with time. And by the time you feel it — you’re already stuck. How the Survival-Me Falls for BNPL The Survival-Me says: “I deserve this now.” “Everyone else is doing it.” “I’ll figure it out later.” It acts from: Impulse Short-term pleasure Avoidance of discomfort And in doing so… it creates future stress in exchange for temporary satisfaction . But the SuperME Does Something Very Different: 1. Purpose over Pleasure “Do I need this… or am I filling a void?” A SuperME doesn’t spend just to feel good — It spends to align with who they’re becoming. Love Your Future Self “If I truly love myself, would I burden myself later for a quick fix now?” SuperME loves with long-term compassion — It doesn’t sabotage tomorrow just to soothe today. Gratitu...

The Top 5 Hurdles in Learning & Using AI Daily … and how AI for Everyday Life solves them all. 1. “It’s Too Expensive!” Our Solution: Affordable, High-Value Learning Most people believe AI tools and courses cost a fortune or require subscriptions to endless apps. But not ours. Our AI for Everyday Life course is designed for maximum value at minimum cost . You’ll learn practical, useful skills without breaking the bank—no paid tools required! 2. “What if my data gets stolen or misused?” Our Solution: Privacy-Safe Practices and Tools We teach you: How to use AI safely without entering private or sensitive data. Which platforms are more secure and confidential . How to set boundaries when using ChatGPT, Gemini, or other tools. You'll gain peace of mind , not just productivity. 3. “I have no time to learn AI.” ✅ Our Solution: Bite-Sized, Time-Saving Lessons No need for hours of tech talk or long lectures. We designed each lesson to give you quick wins...

We live in a world where AI writes poems, designs logos, and predicts stock trends. Yet, the average person still: struggles to write a decent email reply with AI, feels overwhelmed by ChatGPT, Gemini, and other tools, and deep down, fears being left behind . Why? Because we’re not just dealing with a lack of skills. We’re dealing with myths —mental blockages that keep people passive, confused, or afraid . It’s time to clear the fog. Below are 7 lesser-known myths and truths about AI that may surprise you—but more importantly, they’ll set you free . MYTH 1: “AI is too technical for non-tech people.” TRUTH: AI is just another language —and you already speak it. You don’t need to code. You don’t need to understand neural networks. You just need to: Ask better questions. Give a clearer context. Think with purpose. If you can hold a conversation, you can master AI. MYTH 2: “AI replaces human intelligence.” TRUTH: AI amplifies human intelligence—but it co...

Yes, it is both profound and increasingly accepted that modern AI has conceptual roots in Yijing (I Ching) , Sun Tzu’s Art of War , and the modern psychological framework of SuperME . Let’s explore how these three ancient-to-modern frameworks directly shape practical AI use cases today , especially in: Customer Service Content Creation Problem Solving 1. AI for Customer Service Yijing Wisdom: Hexagram 20 Guan (Observation) teaches: Before taking action, observe carefully and understand the pattern beneath the surface. Yin-Yang Balance : Listen (Yin), Respond (Yang). Don’t just react—respond wisely based on the customer’s emotional state. Sun Tzu Strategy: “Know your enemy and know yourself; in all battles, you will have no peril.” AI in customer service learns about user behavior , tailors responses, and defuses tension— just as a strategist would handle battlefield morale. 💖SuperME Insight: Lead with Love and Gratitude . Use AI not just to resolve...

SuperME Is Rooted in the Wisdom of Yijing (I Ching) Have you ever felt like you're changing, but the world keeps seeing the old version of you? Have you ever asked: Why do I keep shrinking myself to fit others’ expectations? I asked myself the same thing—and then I found SuperME. But what surprised me even more was discovering that the roots of SuperME are already thousands of years old—hidden inside one of the oldest books in the world: Yijing." 1: Strength is the Core of SuperME and Yijing  "SuperME teaches us: Don’t let others define you. Be strong in your identity. That’s exactly what Hexagram 1 Qian (The Creative) in Yijing says: ‘Be like Qian (The Universe). Constantly renewing, never yielding.’ True strength isn’t force—it’s resilience. It’s the power to stay centered, even when people doubt you, or when the world falls apart. And that strength… begins from within." 2:  Authenticity—Be Real, Not a Mask  "Yijing structures every hexagram with two parts: •...

Andy Ng’s Win Without Fighting with Sun Tzu Art of War is a practical leadership and life guide that modernizes Sun Tzu’s timeless wisdom for today’s leaders, professionals, and entrepreneurs. The book shows that the greatest victories in business and life are achieved not through struggle and confrontation, but through clarity, timing, and influence. Core Ideas in the Book 1.      Win Before the Battle True mastery lies in preparation — positioning yourself, your team, and your mindset so that conflicts never escalate into fights. 2.      The Five Elements of Victory o    Dao (Purpose) – Alignment of values and vision o    Tian (Timing) – Acting at the right moment o    Di (Terrain) – Reading context and environment o    Jiang (Leadership) – Character, wisdom, and calm presence o    Fa (Systems) – Methods and structures that sustain success 3.      Bala...

The Truth About Expectations — and the Power of SuperME People often say: > “Expectation is the root of all heartache.” So they teach us: Don’t expect, just accept. But if you never expect anything — You never prepare. You never dream. You never grow. Without expectation, there is no direction. But without purpose, expectation becomes a tra The Problem Isn't Expectation — It's expecting the world to meet you, without first meeting your Self. Think about this: You expect people to treat you well — but they disappoint. You expect success to come quickly — but it delays. You expect calm — but chaos arrives. So what do you do? Do you give up all expectations? No. You upgrade them. The Best Expectation You Can Have:  “I expect myself to be able to handle all situations — with clarity, compassion, and courage.” That’s what it means to live as your SuperME ❤️ When Expectation Meets Purpose Love Gratitude You create a force that is: 🛡️ Unshakable in storms 💎 Unstoppable in pursuit...

" Most people are only scratching the surface of AI. They’ve heard of it, played with it, maybe even shown off some clever prompts… But they’ve never used it to create real results in their work or life. There’s nothing wrong with using AI for fun. But the truth is, AI is far more than a toy — it’s a power tool for your brain. In fact, AI alone can already outperform most humans at many tasks. But here’s the twist: When a human uses AI with wisdom and intention — we don’t just match AI… We outperform both AI and other humans. That’s the real revolution. Not ‘AI vs Humans’ — but Humans Powered by AI. Not Artificial Intelligence… but Augmented Intelligence. Or as I call it, Andy’s Intelligence.”  Note: Andy's AI course on Sunday 2 to 5.30 pm is at https://asiatrainers.org/ai

We often think people behave badly because they’re simply bad.             But in truth: The bully? He’s longing to be seen for his strength , not feared for it. The lazy one? She may be tired of trying — because no one saw her efforts before. The critic? He’s scared his voice doesn’t matter, so he makes it louder. The one and only reason behind so much bad behaviour: Lack of appreciation. What Happens When You Appreciate a Bully? You cut the fuel of insecurity. You let them know: “You don’t need to fight to be valued. I already see your strength.” And in that moment, the armor starts to fall. People stop being bad… …because they finally feel good. Not from ego. But from being received — for who they truly are. SuperME Philosophy in Action From Dr. Vivian Passion Koh’s SuperME Unleashed : People aren’t trying to hurt you. They’re trying to be loved. They’re just stuck in their Protector-Me — defensive, fearful, disconn...

Don’t use AI like Google Search. AI is not just for searching, typing, or finding videos. ✅ It’s not a shortcut to avoid thinking. ❌ It’s not a copy-paste machine. ⚠️ If you use AI blindly, you’re not using Artificial Intelligence — you’re being Unintelligent (UI). Instead, use AI with Andy’s Intelligence. Yes, from today, let’s redefine AI as: 👉 Andy’s Intelligence (or your own intelligence) Whether you’re using ChatGPT, Gemini, DeepSeek, or any other AI tool — your intelligence must lead the way. To get solid, useful results, follow these 5 key steps: G: Set a Goal – What do you want to achieve? C: Give the Context – Who is it for? What’s the background? I: State Your Intention – How do you want it to be used? I: Give Clear Instructions – Don’t make AI guess. Be specific. F: Specify the Output Format – Do you want a bullet list, a script, a poster, or a story? Remember: AI is a power tool, but YOU are the power source. Use AI with intelligence, or risk becoming UI: Unintelligent. An...

The Real Reason People Excel — Even Without Rewards (And How SuperME, Art of War, and Yijing Explain It Perfectly) People don’t do great work just because they are talented. They don’t achieve greatness because they were given the best tools or best schooling. The real reason people perform at their best — even when there’s little reward — is this: They receive consistent, persistent, and incremental appreciation. Let’s explore this powerful truth through the lens of SuperME, Sun Tzu , and Yijing . 1. SuperME: Appreciation Awakens the True Self SuperME teaches us that the Survival-Me seeks approval, but the SuperME thrives on Purpose, Love, and Gratitude (PLG). When someone praises a student for spotting a mistake — even a small one — it triggers: Purpose : “I matter. I can contribute.”   Love : “My actions are seen with kindness.” Gratitude : “I feel valued. I want to give more.” This is how you awaken the SuperME within — not through punishment, but through beli...